540 Patricia Drive, Oakville

$3,649,000
540 Patricia Drive

$3,649,000

New
28d
Detached2-Storey

540 Patricia Drive, Oakville

Total Monthly Obligation $16,176

Beds
5
Baths
5
Park
5
Sqft
3000-3500
DOM
28d
Score
14
Yield
2.3%
Cash on Cash
-12.6%
Cap Rate
1.9%
5Y IRR
5.8%
10Y IRR
7.0%
Property Type-Detached
MLS® Number-W13830724
Beds-5
Bathrooms-5
Size-3000-3500 sqft
Lot Size-64 × 125 ft
Listed on site-Sep 25, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$12,984 (2026)
Parking-8 - Built-In
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX Escarpment Realty Inc., Brokerage
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Hardboard, Stone
Roof-Asphalt Shingle, Metal
Foundation-Poured Concrete
Sewer-Sewer
Possession--
Neighbourhood-1020 - WO West
Title-Residential Freehold

No agent assigned

Step into this newly constructed custom residence which showcases bespoke built-in cabinetry fine craftsmanship. Stately nine-foot ceilings on the first and second floors from the wood flooring to the large scale windows you will sense refinement. Cozy in floor heating throughout the basement and all stone floors on the main and second floor includes a decadent heated garage floor, meaning no need to bundle up to access the garage making it a functional space of the home. The property is consistent with creature comforts featuring dedicated upper and lower hvac systems, circulating instant hot water throughout, and three gas fireplaces. Included is a comprehensive security system with cameras. The exterior facade combines elegant stone elements with stunning composite wood features, oversized front landing, 4 season inviting back deck with it's own gas fireplace. Landscaping includes lighting with the addition of integrated driveway lighting to guide your way home. Luxury Certified.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$2,919,200
Land Transfer Taxes$77,700
Legal Fees (Est.)
$
Total cash required for closing$809,000

Total Monthly Obligation

$16,176/mo
Mortgage $14,719
Monthly Loss $12,303
Principal$3,873
Interest$10,846
Property Tax$1,082
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.6%10
Cash-on-Cash
-14.9%0
5-Year IRR
3.8%8
10-Year IRR
5.8%
Returns Index
5.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$85,440/yr
NOI
$59,412/yr
Net Cash Flow
-$9,768/mo
Cash Margin
-137.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.343
LTV Ratio
80.0%18
Vacancy Buffer
0.6 mo13
Risk Index
11.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 540 Patricia Drive

Time

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