4095 20 Side Road, Milton

$1,599,900
4095 20 Side Road

$1,599,900

New
27d
DetachedBungalow

4095 20 Side Road, Milton

Total Monthly Obligation $7,384

Beds
4
Baths
3
Park
10
Sqft
1500-2000
DOM
27d
Score
16
Yield
3.8%
Cash on Cash
-6.8%
Cap Rate
3.1%
5Y IRR
10.2%
10Y IRR
10.4%
Property Type-Detached
MLS® Number-W13832066
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-350 × 2269 ft
Listed on site-Sep 26, 2026
Style-Bungalow
Building Type-Detached
Taxes-$6,670 (2026)
Parking-16 - Detached
Basement-Finished with Walk-Out
Heating-Forced Air (Propane)
Brokerage-Royal LePage Meadowtowne Realty Inc., Brokerage
Cooling-Central Air
Laundry-No
Fireplace-Pellet Stove, Propane
Pool-Inground
Facing-North
Exterior-Brick Front, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Septic
Possession-Flexible
Neighbourhood-1041 - NA Rural Nassagaweya
Title-Residential Freehold

No agent assigned

Welcome home to your private 10+ acre sanctuary just outside of Milton! Situated in the sought-after Brookville school district and minutes from the 401, this charming 3-bedroom bungalow offers the perfect balance of peaceful country living, outdoor adventure, and effortless commuting. Inside, the light-filled main level features vaulted ceilings, a cozy propane fireplace, and large windows bringing nature into every room. The open-concept kitchen and large dining area are built for busy family mornings or gathering friends after exploring your own backyard. Step out onto the elevated deck, your new favourite spot for morning coffee or evening relaxation. Downstairs, a bright walk-out lower level includes a cozy pellet stove, second kitchen, and complete in-law/nanny suite, ideal for multi-generational living or guests. Outdoors is a child's paradise and a nature lover's dream. Spend your weekends exploring private wooded walking trails or splashing in the solar-heated inground pool. A massive 40' x 60' workshop (partially heated) provides endless space for hobbyists, car enthusiasts, or storing gear for all your outdoor adventures. Space to grow, room to roam, and nature right outside your door. Your family's next chapter starts here on 20th Sideroad.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,279,920
Land Transfer Taxes$28,473
Legal Fees (Est.)
$
Total cash required for closing$349,953

Total Monthly Obligation

$7,384/mo
Mortgage $6,454
Monthly Loss $5,686
Principal$1,698
Interest$4,755
Property Tax$556
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.1%1
5-Year IRR
7.6%21
10-Year IRR
8.7%
Returns Index
11.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$60,000/yr
NOI
$42,830/yr
Net Cash Flow
-$2,884/mo
Cash Margin
-57.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
1.3 mo21
Risk Index
14.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4095 20 Side Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.