32 Willoughby Way, Halton Hills

$1,199,900
32 Willoughby Way

$1,199,900

New
25d
Detached2-Storey

32 Willoughby Way, Halton Hills

Total Monthly Obligation $5,796

Beds
5
Baths
3
Park
2
Sqft
2500-3000
DOM
25d
Score
15
Yield
3.4%
Cash on Cash
-9.3%
Cap Rate
2.6%
5Y IRR
8.3%
10Y IRR
8.9%
Property Type-Detached
MLS® Number-W13836026
Beds-5
Bathrooms-3
Size-2500-3000 sqft
Lot Size-44.95 × 91.37 ft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,965.58 (2025)
Parking-4 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-HOUSESIGMA INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Inground
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Georgetown
Title-Residential Freehold

No agent assigned

Welcome to this stunning large 4-bedroom, fully finished home offering approximately 4,200 sq ft of thoughtfully maintained living space in one of Georgetown's most sought-after settings, steps from a golf course and within easy reach of schools. Energy independence starts with a fully owned 13.7 kWh solar system installed in 2024, offering dramatically reduced hydro costs year-round and backed by a 25-year warranty on the panels. Equally impressive is the dedicated home theatre room (2021), fully equipped with a projector, soundbar, surround speakers, and theatre seating, with the option to convert into a 5th bedroom. The upper level features spacious bedrooms and a generous bonus sitting area, perfect for a reading nook, kids' play space, or home office. The backyard is a private retreat around a beautiful inground pool with a brand new liner (2026), plus a new pump, new heater, and updated valve assembly, all replaced within the last two years. Entertain on the professionally relaid patio (2019) and cozy up indoors beside the gas fireplace (2019). Mechanically, this home has been comprehensively refreshed: furnace and AC (2023), water heater (2024, rental), insulated garage doors (2023), and all windows and exterior doors replaced in 2023. Fresh upper-level carpet (2020), updated kitchen appliances (2019), new quartz bathroom countertops, and a roof replaced in 2017 complete this move-in ready package.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$959,920
Land Transfer Taxes$20,473
Legal Fees (Est.)
$
Total cash required for closing$261,953

Total Monthly Obligation

$5,796/mo
Mortgage $4,840
Monthly Loss $4,522
Principal$1,274
Interest$3,566
Property Tax$580
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.1%12
Cash-on-Cash
-12.8%0
5-Year IRR
5.5%13
10-Year IRR
7.1%
Returns Index
7.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,596/yr
NOI
$25,071/yr
Net Cash Flow
-$2,751/mo
Cash Margin
-81.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.434
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
15.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 32 Willoughby Way

Time

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Data last updated within the past 24 hours.