100 Mill Street S, Brampton

$995,000
100 Mill Street S

$995,000

New
24d
Detached2 1/2 Storey

100 Mill Street S, Brampton

Total Monthly Obligation $4,906

Beds
3
Baths
2
Park
4
Sqft
1500-2000
DOM
24d
Score
16
Yield
3.7%
Cash on Cash
-8.4%
Cap Rate
2.8%
5Y IRR
9.0%
10Y IRR
9.4%
Property Type-Detached
MLS® Number-W13838524
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-40 × 131.57 ft
Listed on site-Sep 29, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$6,204.23 (2026)
Parking-6 - Detached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle, Flat
Foundation-Block
Sewer-Sewer
Possession-60 Days
Neighbourhood-Downtown Brampton
Title-Residential Freehold

No agent assigned

Set on majestic, tree-lined Mill Street South, welcome to timeless style & elegance in the heart of historic Downtown Brampton. From the inviting front porch-perfect for watching the world go by-to the surprisingly private, cottage-like feel, this exceptional home offers rare character, refinement, and serenity. Lush perennial gardens create a secluded setting seldom found in the city. A stunning formal living room with fireplace sets the tone, while a gorgeous family room addition overlooks the prisitne gardens. The chef's kitchen is a true showpiece, featuring bespoke artisan poured-concrete countertops-custom crafted by a master craftsman with cloud-like smoothness, hand-burnished patina, and seamless integration. This one-of-a-kind architectural element includes an integrated sink and offers tactile luxury and architectural distinction. Complemented by built-in KitchenAid appliances, a large centre island, butler's servery area, a casual sitting area, and beautiful garden views through two oversized windows, every detail exudes sophistication. Convenient main-floor laundry with easy outdoor access. Upstairs you'll enjoy three generous bedrooms and a gorgeous newly renovated bathroom, with the finished upper loft providing flexible space for a home office or kid's playroom. The basement is equally impressive-beautifully renovated, with extensive built-ins, massive windows & bathroom. Outdoors, winding garden paths lead to multiple sitting areas and access to the detached double garage with potential for a garden suite. Imagine the possibilities the garage alone could create! This home offers the perfect blend of urban living & private retreat. Updates to name just a few: irrigation system, roof, garden doors, 2025 furnace, bespoke kitchen, garage doors, cvac, and new eavestroughs.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$796,000
Land Transfer Taxes$16,375
Legal Fees (Est.)
$
Total cash required for closing$216,875

Total Monthly Obligation

$4,906/mo
Mortgage $4,014
Monthly Loss $3,849
Principal$1,056
Interest$2,957
Property Tax$517
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.2%0
5-Year IRR
6.0%14
10-Year IRR
7.5%
Returns Index
8.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,468/yr
NOI
$22,117/yr
Net Cash Flow
-$2,170/mo
Cash Margin
-71.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.464
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
17.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 100 Mill Street S

Time

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