390 Upper Middle Road 301, Oakville

$1,275,000
390 Upper Middle Road 301

$1,275,000

Price Change
25d
Condo Apartment1 Storey/Apt

390 Upper Middle Road 301, Oakville

Total Monthly Obligation $7,368

Beds
3
Baths
2
Park
3
Sqft
1800-1999
DOM
25d
Score
15
Yield
4.8%
Cash on Cash
-8.7%
Cap Rate
2.7%
5Y IRR
8.7%
10Y IRR
9.2%
Property Type-Condo Apartment
MLS® Number-W13838648
Beds-3
Bathrooms-2
Size-1800-1999 sqft
Listed on site-Sep 28, 2026
Style-1 Storey/Apt
Building Type-Condo Apartment
Age-16-30
Taxes-$6,361.14 (2026)
Maintenance-$1,495.27/mo
Locker-Owned
Parking-3 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-RE/MAX ABOUTOWNE REALTY CORP.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Exterior-Stone, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Poured Concrete
Possession-Flexible
Neighbourhood-1005 - FA Falgarwood
Title-Residential Condo & Other

No agent assigned

Welcome to 390 Upper Middle Road East - where downsizing doesn't mean compromising. Tucked away against a peaceful wooded setting with walking trails, this exclusive boutique residence offers the privacy, space and effortless lifestyle discerning buyers are looking for. This bright and spacious corner penthouse in a prestigious three-storey low-rise building is surrounded by windows, filling the home with natural light and bringing the beauty of the surrounding trees and green space into virtually every room. The views are wonderfully private and tranquil - a rare feeling in condominium living. Lovingly maintained by the original owner, this exceptional Hudson model by Victoria Don offers just under 2,000 sq. ft. of beautifully proportioned living space. The open-concept design provides the room you want to bring your favourite furniture, entertain family and friends, and enjoy the freedom of a more carefree lifestyle - without feeling as though you've sacrificed space. The generous dining room is ideal for hosting holiday dinners and special occasions, while the spacious principal rooms provide plenty of room to settle in and make this home your own. And for those looking for the ultimate lock-and-leave lifestyle, this is a rare find. With three parking spaces, there's even room for the summer car, guest parking or simply the extra flexibility that comes with having more space. Quiet, private and surrounded by nature, yet conveniently located in Oakville close to all amenities, this is condominium living at its finest - designed for those ready to enjoy more of life and less of the work that comes with maintaining a home. A rare opportunity to downsize beautifully, without giving up the space, privacy or lifestyle you've worked hard to enjoy.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,020,000
Land Transfer Taxes$21,975
Legal Fees (Est.)
$
Total cash required for closing$278,475

Total Monthly Obligation

$7,368/mo
Mortgage $5,143
Monthly Loss $6,015
Principal$1,353
Interest$3,790
Property Tax$530
Condo Fees$1,495
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.2%0
5-Year IRR
6.2%15
10-Year IRR
7.8%
Returns Index
8.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$61,236/yr
NOI
$28,408/yr
Net Cash Flow
-$2,776/mo
Cash Margin
-54.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.464
LTV Ratio
80.0%18
Vacancy Buffer
1.3 mo21
Risk Index
14.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 390 Upper Middle Road 301

Time

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