126 Elgin Drive, Brampton

$1,075,000
126 Elgin Drive

$1,075,000

New
23d
Detached2-Storey

126 Elgin Drive, Brampton

Total Monthly Obligation $5,315

Beds
5
Baths
3
Park
2
Sqft
2000-2500
DOM
23d
Score
15
Yield
3.6%
Cash on Cash
-8.7%
Cap Rate
2.7%
5Y IRR
8.7%
10Y IRR
9.2%
Property Type-Detached
MLS® Number-W13843192
Beds-5
Bathrooms-3
Size-2000-2500 sqft
Lot Size-48.92 × 97.85 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$7,244.55 (2026)
Parking-4 - Attached
Basement-Full
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 MILLENNIUM INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Inground, Salt
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-45-60 Days
Neighbourhood-Brampton South
Title-Residential Freehold

No agent assigned

Welcome to 126 Elgin Drive! This Spacious & Well-Maintained 4+1 Bedroom, 3-Bathroom Detached Home Offers Approx. 2,100 Sq. Ft. of Living Space Plus a Finished Basement, Providing Plenty of Room for the Entire Family. The Main Level Features Generous Living & Dining Rooms, an Updated Kitchen, Separate Family Room with Fireplace & Convenient Main-Floor Laundry. Updated Flooring Throughout the Main & Upper Levels Along with a Beautifully Redone Staircase, All Completed Approx. 2-3 Years Ago, Give the Home a Fresh, Updated Feel. Upstairs You'll Find 4 Generously Sized Bedrooms, Including a Spacious Primary Bedroom with Walk-In Closet. The Finished Basement Adds Even More Versatile Living Space with a Family/Rec Room, Wet Bar, Gym Area, 5th Bedroom, Cold Cellar & Plenty of Storage. Step Outside to Your Own Backyard Retreat Featuring an Inground Saltwater Pool & Patio-Perfect for Summer Entertaining, Relaxing & Family Fun! Situated on a 48.92' x 97.85' Lot with a Double-Car Garage & Parking for 4 Vehicles. Enjoy a Family-Friendly Location Just a Short Walk to a Children's Park, Nature Paths & Community Centre, While Being Just Minutes to Shoppers World, Shopping, Restaurants, Transit & Everyday Amenities. A Fantastic Family Home Offering Generous Living Space, Recent Updates, a Great Backyard & a Location That Brings Everything Close to Home!

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$
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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$860,000
Land Transfer Taxes$17,975
Legal Fees (Est.)
$
Total cash required for closing$234,475

Total Monthly Obligation

$5,315/mo
Mortgage $4,336
Monthly Loss $4,174
Principal$1,141
Interest$3,195
Property Tax$604
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.4%0
5-Year IRR
5.9%14
10-Year IRR
7.4%
Returns Index
8.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,000/yr
NOI
$23,355/yr
Net Cash Flow
-$2,390/mo
Cash Margin
-73.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.454
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo28
Risk Index
16.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 126 Elgin Drive

Time

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