265 Arthur Street, Halton Hills

$1,175,000
265 Arthur Street

$1,175,000

New
23d
Detached3-Storey

265 Arthur Street, Halton Hills

Total Monthly Obligation $5,469

Beds
4
Baths
4
Park
6
Sqft
2000-2500
DOM
23d
Score
15
Yield
2.9%
Cash on Cash
-10.5%
Cap Rate
2.3%
5Y IRR
7.4%
10Y IRR
8.2%
Property Type-Detached
MLS® Number-W13844742
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-66 × 132 ft
Listed on site-Sep 30, 2026
Style-3-Storey
Building Type-Detached
Taxes-$4,246.82 (2026)
Parking-6 - Carport
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE SIGNATURE REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Metal/Steel Siding, Stone
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-1045 - AC Acton
Title-Residential Freehold

No agent assigned

Beautifully updated century home where old-world character meets modern charm. Offering thoughtfully designed living space, this spacious 4-bedroom, 3.5-bath home combines the warmth and character of an older home with the comfort, functionality and finishes of modern living. The heart of the home is the impressive open-concept kitchen and dining area, featuring an oversized 11-foot quartz island, 36-inch gas range, wine fridge, under-counter drawer microwave and generous cabinetry. Multiple living areas provide plenty of room to gather or unwind, including a welcoming lounge with gas fireplace and a separate family room. Upstairs, the generous principal bedroom features a walk-in closet and private ensuite, complemented by three additional bedrooms, beautifully finished bathrooms and the convenience of second-floor laundry. Step outside to the charming enclosed Muskoka room - a wonderful extension of the living space for relaxing, entertaining or enjoying summer evenings - overlooking additional deck and interlock areas and a spacious yard. A partially finished basement provides additional flexible space along with excellent storage. Modern updates include upgraded plumbing and electrical, recessed LED lighting, hard-wired smoke detectors, fire-rated insulation and soundproofing, updated heating and on-demand hot water, central air conditioning, water softener, security system and smart-home features. Set on a generous lot with parking for up to seven vehicles plus a carport, this is a character-filled century home that offers considerably more space than you might expect from the street.

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%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$940,000
Land Transfer Taxes$19,975
Legal Fees (Est.)
$
Total cash required for closing$256,475

Total Monthly Obligation

$5,469/mo
Mortgage $4,740
Monthly Loss $4,221
Principal$1,247
Interest$3,492
Property Tax$354
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%11
Cash-on-Cash
-13.8%0
5-Year IRR
4.7%10
10-Year IRR
6.5%
Returns Index
6.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,200/yr
NOI
$22,033/yr
Net Cash Flow
-$2,904/mo
Cash Margin
-101.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.393
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo27
Risk Index
16.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 265 Arthur Street

Time

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