21 Market Street, Halton Hills

$1,279,000
21 Market Street

$1,279,000

New
22d
DetachedBungalow

21 Market Street, Halton Hills

Total Monthly Obligation $6,063

Beds
4
Baths
2
Park
6
Sqft
1100-1500
DOM
22d
Score
15
Yield
3.1%
Cash on Cash
-10.2%
Cap Rate
2.4%
5Y IRR
7.6%
10Y IRR
8.4%
Property Type-Detached
MLS® Number-W13851514
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-58 × 132 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$6,345.13 (2026)
Parking-7 - Attached
Basement-Separate Entrance, Finished, Full
Heating-Forced Air (Gas)
Brokerage-Coldwell Banker Elevate Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Georgetown
Title-Residential Freehold

No agent assigned

Welcome to 21 Market Street, ideally located in the coveted Park Area, on one of Downtown Georgetown's quietest streets. This fully renovated bungalow blends style, comfort, & walkable convenience. Inside, the bright open-concept layout creates an inviting space for everyday living & entertaining, flowing into a beautifully renovated kitchen. The main level offers three well-sized bedrooms, fully renovated bathroom, carpet-free living, neutral paint throughout, & oversized windows that fill the home with natural light. Extensive renovations throughout since 2019 as well as recent electrical, plumbing, & shingles (2021). The fully finished lower level, with a separate entrance, adds exceptional versatility with a large bedroom with walk-in closet, renovated bathroom with heated floors, & a large bright family room ideal for guests, extended family, or multi-generational living. Outside, the fully landscaped lot is a private retreat with multiple entertaining areas, including a covered dining pavilion perfect for summer evenings. Perennial gardens, fruit trees, & a tiered vegetable and herb garden with its own potting shed complete this magical outdoor setting. An attached garage plus a bonus large outdoor building with 240/120V service, is ideal for hobbyists or storage. Parking for up to seven cars is a rare find in this sought-after location. Surrounded by the majestic homes of the Park Area, you're just a short stroll to historic Downtown Georgetown with its cafes, restaurants, library, live theatre, art gallery, gourmet food shops, & the Downtown Georgetown Farmer's Market. Also within walking distance to four schools, playgrounds, sports fields, & scenic hiking trails. Commuters will appreciate being just a 15-minute walk to the Georgetown GO Station, with service to Union Station, & only minutes to the Toronto Premium Outlet Mall, Hwy 401/407. A Recent Home Inspection Report is Available upon request. A rarely available gem in the Park!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$1,023,200
Land Transfer Taxes$22,055
Legal Fees (Est.)
$
Total cash required for closing$279,355

Total Monthly Obligation

$6,063/mo
Mortgage $5,159
Monthly Loss $4,705
Principal$1,358
Interest$3,802
Property Tax$529
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%12
Cash-on-Cash
-13.5%0
5-Year IRR
5.0%11
10-Year IRR
6.7%
Returns Index
6.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,636/yr
NOI
$24,827/yr
Net Cash Flow
-$3,090/mo
Cash Margin
-93.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.403
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo25
Risk Index
15.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 21 Market Street

Time

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