277 Potts Terrace, Milton

$1,249,000
277 Potts Terrace

$1,249,000

New
22d
Detached2-Storey

277 Potts Terrace, Milton

Total Monthly Obligation $5,874

HausQ Valuation Report
Beds
5
Baths
3
Park
2
Sqft
2500-3000
DOM
22d
Score
16
Yield
3.8%
Cash on Cash
-6.7%
Cap Rate
3.1%
5Y IRR
10.3%
10Y IRR
10.4%
Property Type-Detached
MLS® Number-W13851614
Beds-5
Bathrooms-3
Size-2500-3000 sqft
Lot Size-45.93 × 82.86 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,526 (2026)
Parking-4 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-REAL BROKER ONTARIO LTD.
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-1033 - HA Harrison
Title-Residential Freehold

No agent assigned

Welcome to 277 Potts Terrace, a thoughtfully upgraded home with a finished basement in Milton's desirable Harrison community. Originally designed as a 4-bedroom home, it was later converted into a 5-bedroom layout. The main floor features 9-ft ceilings, new hardwood flooring, a new hardwood staircase with iron pickets, California shutters and pot lights. An upgraded kitchen offers quartz countertops and an oversized kitchen island. The finished basement adds an open-concept recreation room. Patterned concrete at the front and rear enhances the outdoor spaces for relaxing and entertaining. AC (2026), furnace (2025), hot-water tank (2020). Walk to Lumen Christi and P.L. Robertson schools, groceries, banking and everyday essentials, with Savoline Park, trails, transit, Milton District Hospital and Sherwood Community Centre nearby. A move-in-ready home offering exceptional space, flexibility and everyday convenience.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$999,200
Land Transfer Taxes$21,455
Legal Fees (Est.)
$
Total cash required for closing$272,755

Total Monthly Obligation

$5,874/mo
Mortgage $5,038
Monthly Loss $4,548
Principal$1,326
Interest$3,712
Property Tax$461
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.3%1
5-Year IRR
7.5%20
10-Year IRR
8.6%
Returns Index
11.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$47,580/yr
NOI
$32,796/yr
Net Cash Flow
-$2,305/mo
Cash Margin
-58.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo25
Risk Index
16.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 277 Potts Terrace

Time

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