128 Garden Drive 102, Oakville

$839,900
128 Garden Drive 102

$839,900

New
21d
Condo Apartment1 Storey/Apt

128 Garden Drive 102, Oakville

Total Monthly Obligation $5,031

Beds
2
Baths
2
Park
2
Sqft
1200-1399
DOM
21d
Score
17
Yield
5.5%
Cash on Cash
-6.4%
Cap Rate
3.2%
5Y IRR
10.5%
10Y IRR
10.6%
Property Type-Condo Apartment
MLS® Number-W13854922
Beds-2
Bathrooms-2
Size-1200-1399 sqft
Listed on site-Oct 2, 2026
Style-1 Storey/Apt
Building Type-Condo Apartment
Taxes-$5,058 (2025)
Maintenance-$1,021.48/mo
Locker-Exclusive
Parking-2 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-RE/MAX Aboutowne Realty Corp., Brokerage
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete, Stone
Possession-IMMED
Neighbourhood-1002 - CO Central
Title-Residential Condo & Other

No agent assigned

Welcome to this exceptionally stylish and beautifully appointed 1,215 sq. ft. residence at Wyndham Place, ideally located in the heart of Oakville. This spacious 2-bedroom + den suite offers an impressive combination of sophisticated interiors, generous living space and exceptional outdoor living.The bright, contemporary white kitchen features a large centre island, stainless steel appliances and plenty of cabinetry, creating a beautiful and functional space for everyday living and entertaining. The open-concept living and dining areas provide an inviting setting with plenty of room for guests.The spacious primary suite offers a luxurious 5-piece ensuite, while the second bedroom is complemented by a well-appointed 4-piece bathroom. A versatile den provides the perfect space for a home office, reading area or additional sitting room. Convenient in-suite laundry adds to the ease of everyday living.One of the home's standout features is the private terrace, offering a wonderful extension of the living space and featuring a gas BBQ outlet-perfect for morning coffee, summer entertaining or relaxing outdoors.Additional highlights include two underground parking spaces and two lockers, providing exceptional convenience and storage.Perfectly situated just minutes from downtown Oakville, with shopping, restaurants, cafés and everyday amenities all within walking distance. This is a wonderful opportunity to enjoy a stylish, spacious and low-maintenance lifestyle in one of Oakville's most desirable locations.

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Closing Costs

Mortgage Amount
$671,920
Land Transfer Taxes$13,273
Legal Fees (Est.)
$
Total cash required for closing$182,753

Total Monthly Obligation

$5,031/mo
Mortgage $3,388
Monthly Loss $4,139
Principal$892
Interest$2,496
Property Tax$422
Condo Fees$1,021
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.4%1
5-Year IRR
7.7%21
10-Year IRR
8.9%
Returns Index
11.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$46,284/yr
NOI
$21,940/yr
Net Cash Flow
-$1,560/mo
Cash Margin
-40.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo30
Risk Index
17.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 128 Garden Drive 102

Time

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