3049 Finch Avenue W 2003, Toronto W05

$349,999
3049 Finch Avenue W 2003

$349,999

New
20d
Condo TownhouseStacked Townhouse

3049 Finch Avenue W 2003, Toronto W05

Total Monthly Obligation $2,073

HausQ Valuation Report
Beds
1
Baths
1
Park
1
Sqft
500-599
DOM
20d
Score
27
Yield
7.4%
Cash on Cash
3.9%
Cap Rate
5.4%
5Y IRR
18.6%
10Y IRR
17.1%
Property Type-Condo Townhouse
MLS® Number-W13858082
Beds-1
Bathrooms-1
Size-500-599 sqft
Listed on site-Oct 3, 2026
Style-Stacked Townhouse
Building Type-Condo Townhouse
Taxes-$1,455 (2025)
Maintenance-$340/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-PROPERTY XCHANGE REALTY POINT
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Stucco (Plaster)
Possession-IMMEDIATE
Neighbourhood-Humbermede
Title-Residential Condo & Other

No agent assigned

Welcome to this beautifully renovated 1 bedroom, 1 bathroom stacked condo townhome in desirable Harmony Village, just steps from the Humber River. This move-in-ready home features a bright open-concept layout, breakfast bar, and stainless steel appliances. The spacious bedrooms and versatile den offer great functionality, with a walk-out to an oversized balcony, perfect for relaxing or entertaining. Complete with the rare convenience of one parking space, this home is ideally located near highways, TTC, Finch West LRT, York University, Humber College, parks, schools, and shopping. Perfect for first-time buyers, investors, or down sizers.Extras:

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$279,999
Land Transfer Taxes$3,725
Legal Fees (Est.)
$
Total cash required for closing$75,225

Total Monthly Obligation

$2,073/mo
Mortgage $1,412
Monthly Loss $1,702
Principal$372
Interest$1,040
Property Tax$121
Condo Fees$340
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
4.4%31
Cash-on-Cash
-2.1%5
5-Year IRR
14.1%65
10-Year IRR
14.0%
Returns Index
34.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
27/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,848/yr
NOI
$15,328/yr
Net Cash Flow
-$134/mo
Cash Margin
-6.2%1
Cash Flow Index
1.4/ 100
Risk Profile
Weight: 20%
DSCR
0.9020
LTV Ratio
80.0%18
Vacancy Buffer
4.6 mo78
Risk Index
38.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 3049 Finch Avenue W 2003

Time

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Data last updated within the past 24 hours.