431 Seaton Drive, Oakville

$3,099,000
431 Seaton Drive

$3,099,000

New
18d
Detached2-Storey

431 Seaton Drive, Oakville

Total Monthly Obligation $14,201

Beds
6
Baths
5
Park
6
Sqft
3500-5000
DOM
18d
Score
16
Yield
3.8%
Cash on Cash
-6.7%
Cap Rate
3.1%
5Y IRR
10.3%
10Y IRR
10.4%
Property Type-Detached
MLS® Number-W13863450
Beds-6
Bathrooms-5
Size-3500-5000 sqft
Lot Size-64 × 117.5 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Taxes-$15,907.07 (2025)
Parking-8 - Built-In
Basement-Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REALTY SPECIALISTS INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-East
Exterior-Stone, Stucco (Plaster)
Roof-Asphalt Shingle, Flat
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-1020 - WO West
Title-Residential Freehold

No agent assigned

Beautifully custom-built home showcasing luxury finishes throughout in one of the area's most prestigious and highly sought-after neighbourhoods. Boasting stunning curb appeal with a timeless stone exterior and an oversized driveway accommodating up to 6 vehicles, this exceptional residence blends elegance, comfort, and functionality. Designed with impeccable attention to detail, the home features elegant herringbone white oak flooring, soaring floor-to-ceiling windows in the family room, and a skylight that fills the main floor with an abundance of natural light. The chef-inspired kitchen offers quartz countertops, premium finishes, and ample space for both entertaining and everyday living. Beautiful custom drapery throughout the home adds warmth and sophistication to every space. The fully finished entertainer's basement is a true showstopper featuring a massive custom bar, rough-in completed for heated flooring, and a convenient separate entrance from the backyard offering endless possibilities for hosting, extended family, or future potential. The garage is thoughtfully designed with an additional rear garage door providing easy backyard access, perfect for storage, lawn equipment, and added convenience. Located in a prestigious and highly desirable neighbourhood close to top-rated schools, parks, shopping, and major amenities. Too many upgrades and features to mention - this is a must-see home that truly stands apart. Book your private viewing today!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$2,479,200
Land Transfer Taxes$63,950
Legal Fees (Est.)
$
Total cash required for closing$685,250

Total Monthly Obligation

$14,201/mo
Mortgage $12,501
Monthly Loss $10,912
Principal$3,289
Interest$9,211
Property Tax$1,326
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.6%1
5-Year IRR
8.0%23
10-Year IRR
8.9%
Returns Index
12.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$118,200/yr
NOI
$85,973/yr
Net Cash Flow
-$5,336/mo
Cash Margin
-54.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
0.7 mo14
Risk Index
12.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 431 Seaton Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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