37 McGilvray Crescent W, Halton Hills

$774,900
37 McGilvray Crescent W

$774,900

Price Change
18d
DetachedBungalow

37 McGilvray Crescent W, Halton Hills

Total Monthly Obligation $3,904

Beds
3
Baths
2
Park
3
Sqft
700-1100
DOM
18d
Score
20
Yield
5.1%
Cash on Cash
-1.9%
Cap Rate
4.2%
5Y IRR
14.1%
10Y IRR
13.4%
Property Type-Detached
MLS® Number-W13867248
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-60 × 110 ft
Listed on site-Oct 5, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$4,840 (2026)
Parking-3 - Carport
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-LPT REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-30-59 days
Neighbourhood-Georgetown
Title-Residential Freehold

No agent assigned

Beautifully maintained bungalow built by Heslop. Second owner since 1959. Terrific mature, neighbourhood close to all amenities including elementary, middle, and high schools. Many updates over the years include quality built deck 2024, using composite material surrounded by wrought iron railing. Lovely cherrywood kitchen with ample cupboard space, with entrance to the side and the basement. Spacious living room with stripped oak hardwood throughout the principal rooms and hallway on main floor in excellent condition. Roof re-shingled in 2014, driveway repaved 2013. High efficiency gas furnace and AC new in 2015, 3rd bedroom was turned into a dining room several years ago and could easily go back to a bedroom with not a lot of work involved. Finished basement with 3 piece bathroom and much more includes cold cellar, several storage areas uniquely created by owners. Large rec room area with gas fireplace. Extra quite spacious bedroom. Workshop area and laundry room with upgraded clothes washer and dryer. Separate side entrance to the basement would make an in-law suite very feasible. Carport could be a garage with not a lot of effort. Lots of storage areas in the carport and workshop. Pristine private fenced back yard with good size storage shed. Gorgeous maple just starting to change colours, just stunning. Super location...

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$619,920
Land Transfer Taxes$11,973
Legal Fees (Est.)
$
Total cash required for closing$168,453

Total Monthly Obligation

$3,904/mo
Mortgage $3,126
Monthly Loss $3,082
Principal$823
Interest$2,303
Property Tax$403
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%22
Cash-on-Cash
-6.6%2
5-Year IRR
10.4%39
10-Year IRR
10.9%
Returns Index
20.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,900/yr
NOI
$26,570/yr
Net Cash Flow
-$912/mo
Cash Margin
-27.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7110
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo39
Risk Index
22.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 37 McGilvray Crescent W

Time

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