2231 Urwin Crescent, Oakville

$1,249,000
2231 Urwin Crescent

$1,249,000

New
16d
DetachedSidesplit

2231 Urwin Crescent, Oakville

Total Monthly Obligation $5,901

Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
16d
Score
16
Yield
3.6%
Cash on Cash
-7.7%
Cap Rate
2.9%
5Y IRR
9.5%
10Y IRR
9.9%
Property Type-Detached
MLS® Number-W13874220
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-60 × 100 ft
Listed on site-Oct 7, 2026
Style-Sidesplit
Building Type-Detached
Age-51-99
Taxes-$5,859 (2025)
Parking-5 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-1020 - WO West
Title-Residential Freehold

No agent assigned

Welcome to this beautifully updated side split, tucked away on a quiet crescent in sought-after South Bronte West. Set on a generous lot, the home makes a striking first impression with its neutral stucco exterior and polished curb appeal. Inside, recent updates include new flooring, a renovated kitchen and refreshed bathrooms, so the hard work has already been done. The open-concept main floor is bright and inviting, with the kitchen at its heart and a walkout to the newly landscaped patio. Out back, the yard is a private retreat with garden beds, space for kids to play and room to entertain on summer evenings.Upstairs, three well-sized bedrooms and a beautifully renovated main bath. The lower level adds a second living room and a full bathroom, ideal for movie nights, a teen retreat or visiting guests. The single-car garage features an EV charger, epoxy floors and commercial-grade racking for clean, organized storage.An excellent fit for young families and downsizers alike, with schools, parks and the Queen Elizabeth Park Community and Cultural Centre and tennis courts just steps away. Commuting is easy, with Bronte GO, the QEW and the 407 only minutes away. Downtown Bronte Village is close by for groceries, shopping and boutique restaurants, while Lake Ontario and Bronte Harbour are nearby for waterfront walks and weekend sunsets.A move-in-ready home in one of Oakville's most loved lakeside neighbourhoods-simply unpack and enjoy.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$999,200
Land Transfer Taxes$21,455
Legal Fees (Est.)
$
Total cash required for closing$272,755

Total Monthly Obligation

$5,901/mo
Mortgage $5,038
Monthly Loss $4,576
Principal$1,326
Interest$3,712
Property Tax$488
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.2%0
5-Year IRR
6.8%17
10-Year IRR
8.0%
Returns Index
10.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,312/yr
NOI
$30,422/yr
Net Cash Flow
-$2,503/mo
Cash Margin
-66.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.505
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo25
Risk Index
16.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2231 Urwin Crescent

Time

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Data last updated within the past 24 hours.