3045 Finch Avenue W 1034, Toronto W05

$579,000
3045 Finch Avenue W 1034

$579,000

New
16d
Condo TownhouseApartment

3045 Finch Avenue W 1034, Toronto W05

Total Monthly Obligation $3,257

HausQ Valuation Report
Bed+Den
3+1
Baths
2
Park
1
Sqft
800-899
DOM
16d
Score
18
Yield
5.0%
Cash on Cash
-6.1%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.8%
Property Type-Condo Townhouse
MLS® Number-W13875280
Bed+Den-3+1
Bathrooms-2
Size-800-899 sqft
Listed on site-Oct 7, 2026
Style-Apartment
Building Type-Condo Townhouse
Taxes-$2,073.74 (2025)
Maintenance-$548.78/mo
Locker-Owned
Parking-2 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-RE/MAX MILLENNIUM REAL ESTATE
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Exterior-Brick
Possession-TBA
Neighbourhood-Humbermede
Title-Residential Condo & Other

No agent assigned

Welcome To Harmony Village! This 890 Sq Ft *End Unit* Stacked Townhouse Boasts 2Bedrooms+ Den, 1.5 Baths, A Walk-Out Private Patio, 2 Parking Spots & A Locker.Maintained WithLove By The Current Owners, New Stainless Steel Appliances with Quartz counters. This UnitIs Perfect For Young Families! Lots Of Upgrades. Garage EntranceNext To The Unit.Motorize Shutter in master Bedroom .Easy Access To 401/400, YorkUniversity ,HumberCollege! Finch LRT At your Doorstep Provide Transit from HumberCollege Station to Finch West Station. Don't Miss Out On This Beauty! Shows Well,Must See!

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Closing Costs

Mortgage Amount
$463,200
Land Transfer Taxes$8,055
Legal Fees (Est.)
$
Total cash required for closing$125,355

Total Monthly Obligation

$3,257/mo
Mortgage $2,336
Monthly Loss $2,643
Principal$615
Interest$1,721
Property Tax$173
Condo Fees$549
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.4%1
5-Year IRR
7.6%21
10-Year IRR
8.8%
Returns Index
11.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,064/yr
NOI
$15,099/yr
Net Cash Flow
-$1,077/mo
Cash Margin
-44.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.545
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo49
Risk Index
24.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 3045 Finch Avenue W 1034

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.