3322 Umar Avenue, Oakville

$1,089,800
3322 Umar Avenue

$1,089,800

Price Change
15d
Att/Row/Townhouse3-Storey

3322 Umar Avenue, Oakville

Total Monthly Obligation $5,121

Beds
4
Baths
3
Park
1
Sqft
1500-2000
DOM
15d
Score
17
Yield
4.0%
Cash on Cash
-5.7%
Cap Rate
3.4%
5Y IRR
11.0%
10Y IRR
11.0%
Property Type-Att/Row/Townhouse
MLS® Number-W13877934
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-21 × 60 ft
Listed on site-Oct 8, 2026
Style-3-Storey
Building Type-Att/Row/Townhouse
Taxes-$4,200 (2026)
Parking-2 - Attached
Basement-Unfinished
Heating-Other (Electric)
Brokerage-CITYSCAPE REAL ESTATE LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-1040 - OA Rural Oakville
Title-Residential Freehold

No agent assigned

Welcome to 3322 Umar Avenue, a beautifully designed freehold residence offering the perfect blend of modern elegance, functionality, and family-friendly living in one of Oakville's desirable communities. This impressive 3-storey home features approximately 1,697 sq. ft. of thoughtfully designed living space, offering 3 spacious bedrooms plus a versatile office-ideal for today's modern lifestyle. The main level showcases a bright, open-concept layout with generous living and dining areas, creating an inviting setting for everyday living and entertaining. The contemporary kitchen offers excellent workspace and storage, seamlessly overlooking the main living areas. Upstairs, the spacious primary retreat provides a comfortable private escape, complemented by additional well-appointed bedrooms and convenient living space. The dedicated office offers the flexibility to work from home, study, or create a personalized space to suit your needs. The unfinished basement provides valuable additional space with excellent potential for future customization. A private detached garage adds convenience and valuable parking, while the freehold ownership provides the freedom and flexibility homeowners appreciate. Ideally situated in Oakville, this home offers easy access to schools, parks, shopping, dining, major highways and everyday amenities. A wonderful opportunity to own a modern, spacious and versatile home in a highly sought-after Oakville setting.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$871,840
Land Transfer Taxes$18,271
Legal Fees (Est.)
$
Total cash required for closing$237,731

Total Monthly Obligation

$5,121/mo
Mortgage $4,396
Monthly Loss $3,964
Principal$1,157
Interest$3,239
Property Tax$350
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.5%1
5-Year IRR
8.1%24
10-Year IRR
9.0%
Returns Index
13.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,524/yr
NOI
$30,472/yr
Net Cash Flow
-$1,857/mo
Cash Margin
-51.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
17.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 3322 Umar Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.