15 James Finlay Way 1103, Toronto W05

$495,000
15 James Finlay Way 1103

$495,000

New
15d
Condo ApartmentApartment

15 James Finlay Way 1103, Toronto W05

Total Monthly Obligation $3,191

HausQ Valuation Report
Bed+Den
2+1
Baths
2
Park
1
Sqft
700-799
DOM
15d
Score
18
Yield
6.2%
Cash on Cash
-4.9%
Cap Rate
3.5%
5Y IRR
11.7%
10Y IRR
11.5%
Property Type-Condo Apartment
MLS® Number-W13878980
Bed+Den-2+1
Bathrooms-2
Size-700-799 sqft
Listed on site-Oct 8, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$2,993 (2026)
Maintenance-$744.62/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-HOUSESIGMA INC.
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete
Possession-TBA
Neighbourhood-Downsview-Roding-CFB
Title-Residential Condo & Other

No agent assigned

Beautiful 1 bedroom plus den suite offering a well-planned and highly functional layout located on the highest level of the building. The spacious den, fitted with a sliding door, provides excellent versatility as a private office space or used as second bedroom. The kitchen is modern and practical, complete with granite countertops, stainless steel appliances, undermount double sink, and generous cabinetry for storage-perfect for everyday cooking and entertaining alike. The home includes two full bathrooms: one featuring a deep soaker tub and the other a contemporary glass walk-in shower. Situated on the highest level of the building with no overhead neighbours, this unit offers outstanding privacy and an abundance of natural light. With unobstructed west exposure, the space enjoys bright daytime sun and stunning sunset views. A large open balcony extends the living space outdoors, ideal for relaxing or hosting while taking in the panoramic skyline.

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Closing Costs

Mortgage Amount
$396,000
Land Transfer Taxes$6,375
Legal Fees (Est.)
$
Total cash required for closing$106,875

Total Monthly Obligation

$3,191/mo
Mortgage $1,997
Monthly Loss $2,665
Principal$525
Interest$1,471
Property Tax$249
Condo Fees$745
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.8%1
5-Year IRR
8.2%24
10-Year IRR
9.4%
Returns Index
13.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,936/yr
NOI
$13,514/yr
Net Cash Flow
-$871/mo
Cash Margin
-33.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
24.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 15 James Finlay Way 1103

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.