2619 North Ridge Trail, Oakville

$1,799,000
2619 North Ridge Trail

$1,799,000

New
14d
Detached2-Storey

2619 North Ridge Trail, Oakville

Total Monthly Obligation $8,331

Beds
4
Baths
4
Park
4
Sqft
2500-3000
DOM
14d
Score
15
Yield
3.5%
Cash on Cash
-8.0%
Cap Rate
2.9%
5Y IRR
9.3%
10Y IRR
9.7%
Property Type-Detached
MLS® Number-W13883186
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-39.45 × 115.99 ft
Listed on site-Oct 9, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$8,388 (2026)
Parking-6 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-North
Exterior-Stone, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-TBA
Neighbourhood-1009 - JC Joshua Creek
Title-Residential Freehold

No agent assigned

Striking 4-bedroom, 4-bathroom executive home with professionally finished basement in highly sought-after Joshua Creek, Oakville. Ideally located within a 15-minute walk of Uptown Core shopping, big-box stores, LCBO, restaurants, professional services and Oakville Transit Hub, with Upper Oakville Shopping Centre, Costco, schools, twin arenas, parks and trails nearby. Located in the coveted Iroquois Ridge HS catchment and close to Iroquois Ridge Community Centre with a library, swimming pools and a leash-free dog park. Exceptional curb appeal highlights a stone-and-stucco exterior, mature landscaping, interlocking walkways, arched entrance, attached double garage and generous 4 car driveway parking The private backyard features a massive, upgraded stone patio, custom pergola and towering cedars. Sophisticated interiors offer 9' ceilings, hardwood flooring on two levels, wide-plank laminate flooring in the basement, cathedral ceilings and extensive pot lighting. Formal living and dining rooms feature elegant half-walls and decorative columns. The stunning renovated white kitchen boasts floor-to-ceiling custom cabinetry, glass display cabinets, a large pantry, a contrasting dark-stained island with seating for six, premium Jenn-Air, Wolf and Miele appliances, and a breakfast area walkout to the patio. Spacious family room features a gas fireplace and garden views. Upstairs offers laundry, 4 bright bedrooms and 3 full baths, including a renovated spa-inspired primary ensuite with a freestanding soaker tub and zero-clearance glass shower. Professionally finished lower level provides expansive open-concept space ideal for recreation, gym, games or home office. Fully wired for Ethernet throughout the home, including bedrooms, living areas, basement and garage, plus a 240V EV charging outlet.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,439,200
Land Transfer Taxes$32,455
Legal Fees (Est.)
$
Total cash required for closing$393,755

Total Monthly Obligation

$8,331/mo
Mortgage $7,257
Monthly Loss $6,421
Principal$1,910
Interest$5,347
Property Tax$699
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.2%1
5-Year IRR
6.8%17
10-Year IRR
8.0%
Returns Index
10.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$63,156/yr
NOI
$43,952/yr
Net Cash Flow
-$3,594/mo
Cash Margin
-68.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.505
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo19
Risk Index
13.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2619 North Ridge Trail

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