13 Island Grove, Brampton

$1,389,999
13 Island Grove

$1,389,999

New
9d
Detached2-Storey

13 Island Grove, Brampton

Total Monthly Obligation $6,706

Beds
6
Baths
5
Park
4
Sqft
2500-3000
DOM
9d
Score
15
Yield
3.7%
Cash on Cash
-8.2%
Cap Rate
2.8%
5Y IRR
9.1%
10Y IRR
9.6%
Property Type-Detached
MLS® Number-W14031502
Beds-6
Bathrooms-5
Size-2500-3000 sqft
Lot Size-39.3 × 105.12 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,685.93 (2026)
Parking-6 - Attached
Basement-Walk-Up, Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL CANADIAN REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Shingles
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Credit Valley
Title-Residential Freehold

No agent assigned

Welcome to this exquisite 4-bedroom, 5-bathroom detached home with a legal 2-bedroom basement apartment in the prestigious Estates of Credit Ridge neighborhood, offering approximately 4,000 sq. ft. of total living space. Beautifully upgraded with elegant finishes, hardwood flooring and abundant natural light. Over $200,000 in upgrades include pot lights, upgraded light fixtures, crown molding, 200-amp electrical service, heat pump, 24" x48" floor tiles and 7-ft main-floor doors complemented by elegant arches. The grand double-door entry opens to a spacious layout. The gourmet kitchen features high-end stainless-steel appliances, a 36" gas stove, granite countertops, built-in oven and microwave. Walk out to a stunning custom-built deck, perfect for entertaining. Exterior features include a huge natural-stone porch, wide interlocked driveway and interlocked backyard, with no sidewalk for added parking convenience. Upstairs, the spacious primary suite features a spa-inspired ensuite with a glass shower and a generous walk-in closet. All bathrooms feature quartz countertops, with ensuite or Jack-and-Jill access to the bedrooms. The legal 2-bedroom walk-up basement apartment features a separate double-door entrance, larger windows and separate laundry, offering rental potential of approximately $2,000/month. The basement also provides a comfortable recreation room/3rd bedroom for extended family. Close to Ingleborough Public School, parks, trails, GO Station and major highways 401, 407 and 410.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,111,999
Land Transfer Taxes$24,275
Legal Fees (Est.)
$
Total cash required for closing$303,775

Total Monthly Obligation

$6,706/mo
Mortgage $5,607
Monthly Loss $5,230
Principal$1,475
Interest$4,131
Property Tax$724
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%14
Cash-on-Cash
-11.6%0
5-Year IRR
6.5%16
10-Year IRR
7.8%
Returns Index
9.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$50,916/yr
NOI
$32,638/yr
Net Cash Flow
-$2,887/mo
Cash Margin
-68.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.494
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo22
Risk Index
15.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 13 Island Grove

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