476 Michelle Row, Mississauga

$1,049,000
476 Michelle Row

$1,049,000

New
4d
DetachedBacksplit 4

476 Michelle Row, Mississauga

Total Monthly Obligation $5,216

Beds
4
Baths
2
Park
2
Sqft
1100-1500
DOM
4d
Score
16
Yield
4.1%
Cash on Cash
-6.9%
Cap Rate
3.1%
5Y IRR
10.1%
10Y IRR
10.3%
Property Type-Detached
MLS® Number-W14092736
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-50.07 × 120.16 ft
Listed on site-Oct 19, 2026
Style-Backsplit 4
Building Type-Detached
Taxes-$7,320 (2026)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Cooling-Central Air
Laundry-No
Fireplace-Wood, Family Room
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-30/60/TBA
Neighbourhood-Mississauga Valleys
Title-Residential Freehold

No agent assigned

Lovingly maintained by the same family since 1978, this detached four-level back-split sits on a quiet street in Mississauga Valleys, on a 50 x 120 ft lot backing onto green space, and offers 2,436 sq ft of finished living space with 4 bedrooms and 2 full bathrooms. The main level features a bright living and dining room with hardwood floors and an eat-in kitchen with a separate breakfast nook and built-in desk. Off the dining area, a 17 ft sunroom opens to the patio and fenced rear garden, overlooking trees and open lawn rather than neighbours. Upstairs, three bedrooms, strip hardwood, and the main bathroom. The family room level offers a 20 ft family room anchored by a brick wood-burning fireplace, a fourth bedroom or office, a second full bathroom and a separate rear entrance. Below, a 24 ft recreation room with a wet bar, kitchenette, and laundry offers excellent in-law or second-suite potential. Attached double garage with parking for 4 in total. Some windows and doors updated. Minutes to Square One, Celebration Square, Cooksville GO, MiWay transit and Highway 403, with Mississauga Valley Park, the community centre and the library close by. A well-planned family home with room on every level, ready for its next chapter.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$839,200
Land Transfer Taxes$17,455
Legal Fees (Est.)
$
Total cash required for closing$228,755

Total Monthly Obligation

$5,216/mo
Mortgage $4,231
Monthly Loss $4,103
Principal$1,113
Interest$3,118
Property Tax$610
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.8%1
5-Year IRR
7.1%19
10-Year IRR
8.4%
Returns Index
10.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,576/yr
NOI
$26,498/yr
Net Cash Flow
-$2,023/mo
Cash Margin
-57.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
17.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 476 Michelle Row

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