36 Commercial Street, Milton

$899,000
36 Commercial Street

$899,000

New
4d
Detached2-Storey

36 Commercial Street, Milton

Total Monthly Obligation $4,371

Beds
3
Baths
2
Park
2
Sqft
1500-2000
DOM
4d
Score
18
Yield
4.5%
Cash on Cash
-4.2%
Cap Rate
3.7%
5Y IRR
12.2%
10Y IRR
12.0%
Property Type-Detached
MLS® Number-W14093718
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-66 × 100 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$4,438.2 (2026)
Parking-4 - Detached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block, Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-1035 - OM Old Milton
Title-Residential Freehold

No agent assigned

EXTENSIVELY UPDATED DETACHED HOME WITH A BEAUTIFUL KITCHEN, LARGE BACKYARD DECK & DOUBLE-CAR GARAGE IN OLD MILTON! Dinner on Main Street, Saturday mornings at the farmers' market and the annual Milton Fall Fair just a stroll from your front door. That's life at 36 Commercial Street, where an extensively updated detached home puts one of Milton's most charming neighbourhoods at your doorstep. Set on a 66 x 100 ft lot, this beautiful brick home features an inviting covered front porch and a detached double-car garage. The fully fenced backyard is made for long summer days, with mature trees, a large deck for leisurely dinners outdoors and a generous lawn where there's still room for a game of catch. Engineered hardwood flooring runs through the beautifully updated main level, where a generous living and dining area leaves room for lively dinners around the table and quieter evenings curled up on the couch. Rich green cabinetry brings personality to the renovated kitchen, complemented by quartz countertops, stainless steel appliances and a farmhouse sink. The large island is just as suited to pancake breakfasts as it is to catching up at the end of the day, while a walkout to the deck makes outdoor meals an easy part of summer. Upstairs, all three bedrooms are generously sized, while the renovated 5-piece bathroom gives you good reason to take your time getting ready, with a freestanding soaker tub, an oversized rainfall shower, a double vanity and a water closet. A main-floor powder room completes this level, while the unfinished basement provides laundry facilities and storage. Extensive improvements to the plumbing, electrical, heating and cooling systems, windows and insulation mean the updates extend well beyond what you can see, and there are no rental items to account for. With so much already updated and downtown Milton within walking distance, this is a home that makes staying in just as appealing as heading out.

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%
%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$719,200
Land Transfer Taxes$14,455
Legal Fees (Est.)
$
Total cash required for closing$195,755

Total Monthly Obligation

$4,371/mo
Mortgage $3,626
Monthly Loss $3,417
Principal$954
Interest$2,672
Property Tax$370
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.4%1
5-Year IRR
9.0%29
10-Year IRR
9.7%
Returns Index
15.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,200/yr
NOI
$27,242/yr
Net Cash Flow
-$1,356/mo
Cash Margin
-40.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
20.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 36 Commercial Street

Time

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