368 Fourth Line, Oakville

$6,199,000
368 Fourth Line

$6,199,000

New
3d
DetachedBungaloft

368 Fourth Line, Oakville

Total Monthly Obligation $28,048

Beds
5
Baths
6
Park
10
Sqft
3500-5000
DOM
3d
Score
14
Yield
2.8%
Cash on Cash
-11.4%
Cap Rate
2.1%
5Y IRR
6.7%
10Y IRR
7.7%
Property Type-Detached
MLS® Number-W14099722
Beds-5
Bathrooms-6
Size-3500-5000 sqft
Lot Size-100 × 272.51 ft
Listed on site-Oct 20, 2026
Style-Bungaloft
Building Type-Detached
Age-0-5
Taxes-$32,014.74 (2026)
Parking-12 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Indoor
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-1020 - WO West
Title-Residential Freehold

No agent assigned

Set on an exceptionally private 100' 272' professionally landscaped lot with mature trees, covered patio, and a horseshoe driveway with two entrances and a double garage with tandem bay and basement access. 368 Fourth Line is a custom 4+1 bedroom bungaloft designed for luxury living and multigenerational flexibility. Floor-to-ceiling windows and a west-facing backyard flood the home with natural light, while the open-concept kitchen, dining, and great room anchor the main living space alongside a main-floor principal bedroom and two front-facing offices. A fully self-contained 900 sq ft main-floor in-law suite with separate entrance, full kitchen, and laundry adds incredible versatility. The loft offers two bedrooms, each with its own ensuite. The resort-inspired indoor amenities include a saltwater pool, infrared sauna, and steam shower. The bright, fully finished lower level features in-floor heating, deep window wells, a bedroom, 3-piece bathroom, wine room, workshop, storage, and walk-up to back garden. Completing the home are a rear covered porch with wood-burning fireplace, built-in BBQ and pizza oven. Premium systems throughout including a security system with cameras, whole-home sound, backup generator, irrigation, central vac, advanced HVAC with full hydronic heating, integrated pool systems, and Seresco dehumidification.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$4,959,200
Land Transfer Taxes$141,450
Legal Fees (Est.)
$
Total cash required for closing$1,382,750

Total Monthly Obligation

$28,048/mo
Mortgage $25,005
Monthly Loss $21,468
Principal$6,580
Interest$18,425
Property Tax$2,668
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%11
Cash-on-Cash
-13.7%0
5-Year IRR
4.8%10
10-Year IRR
6.5%
Returns Index
6.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$171,000/yr
NOI
$117,385/yr
Net Cash Flow
-$15,223/mo
Cash Margin
-106.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.393
LTV Ratio
80.0%18
Vacancy Buffer
0.3 mo11
Risk Index
10.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 368 Fourth Line

Time

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