109 Fermanagh Avenue, Toronto W01

$2,399,000
109 Fermanagh Avenue

$2,399,000

New
3d
Detached3-Storey

109 Fermanagh Avenue, Toronto W01

Total Monthly Obligation $10,729

Beds
6
Baths
4
Park
2
Sqft
2000-2500
DOM
3d
Score
15
Yield
3.4%
Cash on Cash
-8.1%
Cap Rate
2.8%
5Y IRR
9.2%
10Y IRR
9.6%
Property Type-Detached
MLS® Number-W14100710
Beds-6
Bathrooms-4
Size-2000-2500 sqft
Lot Size-29.67 × 118 ft
Listed on site-Oct 20, 2026
Style-3-Storey
Building Type-Detached
Taxes-$8,122 (2026)
Parking-4 - Detached
Basement-Apartment, Separate Entrance, Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-SUTTON GROUP-ADMIRAL REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-South
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Roncesvalles
Title-Residential Freehold

No agent assigned

Prime Roncesvalles Village! Fully rebuilt from the ground up, this exceptional detached 3.5-storey LEGAL DUPLEX offers over 2,600 sq. ft. of beautifully finished living space, including a fully finished basement with separate entrance. Featuring 5+1 bedrooms and 4 bathrooms, this is the kind of home growing families wait for in Roncesvalles-and rarely find. Designed with modern family living in mind, the bright open-concept main floor offers seamless flow, abundant natural light and a sophisticated contemporary feel. At the heart of the home is a brand-new, magazine-worthy eat-in kitchen featuring quartz countertops, sleek cabinetry, designer backsplash and finishes (2026), a charming bay window, coffee bar and abundant storage-perfect for busy mornings, family dinners and entertaining. Generously proportioned bedrooms provide exceptional space for a growing family, while thoughtful design and quality craftsmanship are evident throughout. The fully finished lower level with separate entrance and additional bedroom offers outstanding flexibility for extended family, a nanny suite, home office or potential rental income. A rare bonus is the oversized detached 2-car garage with laneway access-an exceptional find in this neighborhood. Ideally located in one of Toronto's most sought-after family communities, just steps to the shops, cafes and restaurants of Roncesvalles Village, Sorauren Park, High Park, excellent schools and transit. Move-in ready, extensively upgraded and offering an outstanding combination of space, flexibility and location-this is more than a beautiful home; it's a smart investment in your family's future.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,919,200
Land Transfer Taxes$46,450
Legal Fees (Est.)
$
Total cash required for closing$527,750

Total Monthly Obligation

$10,729/mo
Mortgage $9,677
Monthly Loss $8,182
Principal$2,546
Interest$7,130
Property Tax$677
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.9%1
5-Year IRR
6.9%18
10-Year IRR
8.1%
Returns Index
10.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$80,400/yr
NOI
$59,738/yr
Net Cash Flow
-$4,699/mo
Cash Margin
-70.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
0.9 mo16
Risk Index
13.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 109 Fermanagh Avenue

Time

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