53 Ardagh Street, Toronto W02

$1,299,000
53 Ardagh Street

$1,299,000

New
2d
Detached2-Storey

53 Ardagh Street, Toronto W02

Total Monthly Obligation $6,264

Beds
4
Baths
3
Park
1
Sqft
1100-1500
DOM
2d
Score
18
Yield
4.8%
Cash on Cash
-3.0%
Cap Rate
3.9%
5Y IRR
13.2%
10Y IRR
12.7%
Property Type-Detached
MLS® Number-W14104274
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-25.08 × 120 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,795.88 (2026)
Parking-1 - None
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-BABIAK TEAM REAL ESTATE BROKERAGE LTD.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick, Metal/Steel Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-TBD
Neighbourhood-Runnymede-Bloor West Village
Title-Residential Freehold

No agent assigned

A character-filled family home with timeless details in the heart of Bloor West Village. Situated on a 25' x 120' lot, this charming 3+1-bedroom home blends original craftsmanship with thoughtful updates for comfortable family living.A rebuilt wooden front porch welcomes you into a spacious foyer with an elegant switchback staircase, a large coat closet and leaded and stained glass windows. With 9' ceilings, the airy main floor features an inviting living room with a gas fireplace and pot lights, an open-concept kitchen and dining area, and a convenient powder room. A walkout leads to a tiered wood deck with all-day sun.Upstairs, three generously sized bedrooms are complemented by second-floor laundry and a spacious 5-piece family bathroom with a deep original tub, glass shower and double vanity. The finished lower level adds flexibility with a separate side entry, 4 piece bath, kitchen counter and appliance hookups, offering space for extended family or potential rental income.Outside, enjoy the convenience of legal front pad parking and a deep, south-facing backyard with room to play, entertain and explore future garden suite possibilities. Stroll to Beresford Park, Runnymede subway and the shops, cafés and restaurants of Bloor West Village. Families will appreciate the coveted Runnymede Public School and Humberside Collegiate catchments. An exceptional move-in-ready home in Bloor West Village.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$1,039,200
Land Transfer Taxes$22,455
Legal Fees (Est.)
$
Total cash required for closing$283,755

Total Monthly Obligation

$6,264/mo
Mortgage $5,240
Monthly Loss $4,886
Principal$1,379
Interest$3,861
Property Tax$650
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%21
Cash-on-Cash
-6.8%1
5-Year IRR
10.2%37
10-Year IRR
10.7%
Returns Index
19.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$62,400/yr
NOI
$43,864/yr
Net Cash Flow
-$1,584/mo
Cash Margin
-30.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7010
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo24
Risk Index
17.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 53 Ardagh Street

Time

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