Lot 4 Street A, Port Hope

$1,526,000
Lot 4 Street A

$1,526,000

Price Change
235d
DetachedBungalow

Lot 4 Street A, Port Hope

Total Monthly Obligation $6,530

Beds
3
Baths
3
Park
4
Sqft
2500-3000
DOM
235d
Score
14
Yield
2.4%
Cash on Cash
-11.1%
Cap Rate
2.2%
5Y IRR
6.9%
10Y IRR
7.8%
Property Type-Detached
MLS® Number-X12832870
Beds-3
Bathrooms-3
Size-2500-3000 sqft
Listed on site-Mar 2, 2026
Style-Bungalow
Building Type-Detached
Age-New
Parking-7 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Propane)
Brokerage-BOSLEY REAL ESTATE LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Shingles
Foundation-Poured Concrete
Sewer-Septic
Possession-Posession 2027
Neighbourhood-Garden Hill
Title-Residential Freehold

No agent assigned

Welcomed by covered front entry into the "Pine Ridge" a thoughtfully designed bungalow unique to itself, offering approximately 2,551 sq.ft of finished main floor living. Immediatley the vaulted ceiling and cottage like appearnace in the main living area will draw your eye, incredible options for fireplace surround and interior design elements that blend modern and traditional perfectly. Full chefs kicthen design with ample storage, expansive counter space and full walk in pantry. An excellent work from home layout with main floor office off the front foyer. Tasteful finishes throughout, let your personal design ideas come to life on this blank canvas, selecting the interior scheme and options for millworker and flooring etc.... Large Primary Suite with full ensuite bathroom, separate bath and shower, walk in closet and oversized windows. Two additional bedrooms, seperate main floor laundry, mudroom with poweder room encorporated, multi entry for function both indoors and outdoors, the perfect family home with viiew of your private property along the entire back of the house from every room. A simplistic model, feasible on various lots within this development, potential for walk out basement, additional oversized lots allow for possibility of dictated garage/workshop all alongside a cohesive streetscape, well thought out by Mistral Communities, building communities throughout Northumberland County & Surrounding. A fantastic location in the community of Garden Hill, you will appreciate not only the location but the local amenities, Farmers Market, Conservation Area & Pond, Northumberland Forest Trail System and less than 20 minutes North of Port Hope, 30 minutes South of Peterborough, ease of access to the 407/115. A fabulous opportunity for your growing family, a beautiful location to downsize from a large property and simply a rare find in rural Port Hope!

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$
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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$1,220,800
Land Transfer Taxes$26,995
Legal Fees (Est.)
$
Total cash required for closing$333,695

Total Monthly Obligation

$6,530/mo
Mortgage $6,155
Monthly Loss $4,911
Principal$1,620
Interest$4,536
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.8%11
Cash-on-Cash
-14.0%0
5-Year IRR
4.5%10
10-Year IRR
6.3%
Returns Index
6.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,000/yr
NOI
$27,900/yr
Net Cash Flow
-$3,830/mo
Cash Margin
-127.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.383
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo23
Risk Index
14.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near Lot 4 Street A

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.