444 Stone Church Road W N1, Hamilton

$414,900
444 Stone Church Road W N1

$414,900

Extension
188d
Condo Townhouse3-Storey

444 Stone Church Road W N1, Hamilton

Total Monthly Obligation $2,744

Beds
3
Baths
1
Park
2
Sqft
1000-1199
DOM
188d
Score
24
Yield
7.9%
Cash on Cash
1.9%
Cap Rate
5.0%
5Y IRR
17.0%
10Y IRR
15.8%
Property Type-Condo Townhouse
MLS® Number-X13015618
Beds-3
Bathrooms-1
Size-1000-1199 sqft
Listed on site-Apr 18, 2026
Style-3-Storey
Building Type-Condo Townhouse
Age-51-99
Taxes-$2,979 (2025)
Maintenance-$622/mo
Locker-None
Parking-3 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Possession-Flexible
Neighbourhood-Gilkson
Title-Residential Condo & Other

No agent assigned

End unit. Parking for three. A fenced yard. And a condo fee that includes cable, high-speed internet and water. These are the details that set this West Mountain townhome apart, and they're just the beginning. Tucked into a family-friendly condo community with its own on-site park, this beautifully maintained three-bedroom home offers a unique split-level layout that creates natural separation between living spaces while still feeling open and connected. Step inside to a welcoming foyer leading up to the eat-in kitchen and dining area, featuring updated cabinetry and direct access to the private, fully fenced, low-maintenance yard, perfect for morning coffee, summer BBQs, kids or pets. Just above, the bright living room is filled with natural light from large windows. Upstairs, the primary bedroom enjoys its own level along with an updated 4-piece bathroom, creating a sense of privacy rarely found in a townhome. Two additional bedrooms are located on the next level, providing flexible space for family, guests or a home office. Outside, the double-deep driveway plus garage provides parking for three vehicles, an especially practical feature for multi-car households. The unfinished basement offers laundry, generous storage and additional space with future potential. Recent improvements include attic and basement insulation (2023), new windows and doors (2025), a furnace replaced approximately four years ago, and a whole-home humidifier installed in November 2025. The condo fee adds even more value by including cable TV, high-speed internet, water, building insurance and maintenance, common elements, and ground maintenance/landscaping. Conveniently located close to parks, schools, shopping and highway access, this is a West Mountain home that combines the privacy and outdoor space buyers want with the low-maintenance convenience of condo living.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$331,920
Land Transfer Taxes$4,773
Legal Fees (Est.)
$
Total cash required for closing$89,253

Total Monthly Obligation

$2,744/mo
Mortgage $1,674
Monthly Loss $2,303
Principal$440
Interest$1,233
Property Tax$248
Condo Fees$622
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
4.0%27
Cash-on-Cash
-3.9%3
5-Year IRR
12.8%56
10-Year IRR
13.0%
Returns Index
29.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,700/yr
NOI
$16,587/yr
Net Cash Flow
-$291/mo
Cash Margin
-10.7%1
Cash Flow Index
0.6/ 100
Risk Profile
Weight: 20%
DSCR
0.8315
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo59
Risk Index
31.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 444 Stone Church Road W N1

Time

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Data last updated within the past 24 hours.