323 Regional 20 Road, Pelham

$619,000
323 Regional 20 Road

$619,000

Extension
142d
Detached1 1/2 Storey

323 Regional 20 Road, Pelham

Total Monthly Obligation $3,253

HausQ Valuation Report
Beds
3
Baths
1
Park
10
Sqft
1500-2000
DOM
142d
Score
18
Yield
4.7%
Cash on Cash
-4.9%
Cap Rate
3.5%
5Y IRR
11.7%
10Y IRR
11.5%
Property Type-Detached
MLS® Number-X13235744
Beds-3
Bathrooms-1
Size-1500-2000 sqft
Lot Size-86 × 150 ft
Listed on site-Jun 3, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$4,579 (2025)
Parking-12 - Detached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX GARDEN CITY REALTY INC.
Cooling-Window Unit(s)
Laundry-No
Fireplace-Wood
Pool-Inground
Facing-South
Exterior-Other, Vinyl Siding
Roof-Metal
Foundation-Block
Sewer-Septic
Possession--
Neighbourhood-663 - North Pelham
Title-Residential Freehold

No agent assigned

Welcome to 323 Regional 20 Rd in Pelham. This 1.5 storey home with a double detached garage sits on a 0.31 acre lot, surrounded by mature trees and landscaped gardens. This inviting home boasts a grand family room with vaulted ceilings and garden doors to the rear yard. The main level also includes an updated kitchen with an island, living and dining room with a wood fireplace, mud room and a bedroom. Walking to the upper level, you will find two additional bedrooms and a 4-piece bathroom. Step out back and discover your own private retreat, with an inground pool and spacious patio to entertain and relax. Don't miss your chance to make this your Niagara home.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$495,200
Land Transfer Taxes$8,855
Legal Fees (Est.)
$
Total cash required for closing$134,155

Total Monthly Obligation

$3,253/mo
Mortgage $2,497
Monthly Loss $2,596
Principal$657
Interest$1,840
Property Tax$382
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.9%1
5-Year IRR
7.9%23
10-Year IRR
9.0%
Returns Index
12.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,800/yr
NOI
$16,841/yr
Net Cash Flow
-$1,093/mo
Cash Margin
-45.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo49
Risk Index
24.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 323 Regional 20 Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.