2 Creighton Drive, Loyalist

$699,900
2 Creighton Drive

$699,900

New
101d
DetachedBacksplit 4

2 Creighton Drive, Loyalist

Total Monthly Obligation $3,638

Beds
5
Baths
3
Park
4
Sqft
2500-3000
DOM
101d
Score
21
Yield
5.8%
Cash on Cash
0.2%
Cap Rate
4.6%
5Y IRR
15.7%
10Y IRR
14.8%
Property Type-Detached
MLS® Number-X13567104
Beds-5
Bathrooms-3
Size-2500-3000 sqft
Lot Size-61.73 × 104.56 ft
Listed on site-Jul 14, 2026
Style-Backsplit 4
Building Type-Detached
Taxes-$5,275.05 (2025)
Parking-6 - Attached
Basement-Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX RISE EXECUTIVES, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-56 - Odessa
Title-Residential Freehold

No agent assigned

Some homes check the boxes. This one creates entirely new ones. Custom built and unlike anything else on the market, this remarkable Odessa home offers over 3,500 sq. ft. of finished living space filled with character, architectural detail, and incredible versatility. Vaulted ceilings, skylights, rich hardwood flooring, and a stunning three-sided stone gas fireplace create a home that's anything but ordinary. The main floor features an impressive primary retreat with a luxurious 6-piece ensuite, private sauna, and covered deck. Upstairs offers three spacious bedrooms, a full bath, and a loft-style recreation room with its own private balcony. The fully finished lower level is where the possibilities really shine. Complete with a second kitchen, fifth bedroom, and spacious living area, it offers outstanding potential for an in-law suite or secondary unit with minimal modifications. Outside, enjoy a wrap-around covered porch, covered patio, pool-sized backyard, and double attached garage. Located just minutes from Kingston with quick access to Highway 401 and within walking distance to schools and daycare. If you've been searching for something that stands apart from the sea of cookie-cutter homes, this is one you'll want to experience in person.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,638/mo
Mortgage $2,823
Monthly Loss $2,895
Principal$743
Interest$2,080
Property Tax$440
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.8%2
5-Year IRR
11.8%49
10-Year IRR
12.0%
Returns Index
25.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,404/yr
NOI
$26,589/yr
Net Cash Flow
-$607/mo
Cash Margin
-18.0%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo43
Risk Index
24.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2 Creighton Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.