220 Winona Road, Hamilton

$699,900
220 Winona Road

$699,900

New
91d
DetachedBungalow

220 Winona Road, Hamilton

Total Monthly Obligation $3,528

Beds
3
Baths
2
Park
6
Sqft
700-1100
DOM
91d
Score
19
Yield
4.8%
Cash on Cash
-3.1%
Cap Rate
3.9%
5Y IRR
13.1%
10Y IRR
12.6%
Property Type-Detached
MLS® Number-X13603462
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-98.25 × 80 ft
Listed on site-Jul 24, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,963.01 (2026)
Parking-6 - None
Basement-Separate Entrance, Full, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REAL ESTATE CENTRE INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Immediate
Neighbourhood-Winona
Title-Residential Freehold

No agent assigned

Nestled in one of Winona's most sought-after neighbourhoods, this beautifully renovated all-brick bungalow sits on an exceptional 98' x 80' corner lot, surrounded by mature trees and lush greenery that create a private, tranquil setting. Offering the perfect balance of country-like living with urban convenience, you'll enjoy being just steps from the Niagara Escarpment and its scenic trails, while remaining only minutes from schools, parks, the QEW, Costco, grocery stores, restaurants, and shopping amenities. Completely renovated with quality craftsmanship and designer finishes, this turnkey home is ready to move in and enjoy. The bright, open-concept main level features three spacious bedrooms, an updated 4-piece bathroom, luxury vinyl flooring throughout, a stunning new kitchen with quartz countertops, modern cabinetry, and a refinished staircase that adds warmth and character. Elegant Venetian plaster in the hallway and bathroom creates a timeless rustic Italian-inspired aesthetic. Updated with a new furnace and central air conditioning, this home offers both style and peace of mind. The finished basement features a separate entrance, making it ideal for extended family, guests, a recreation area, or future in-law potential. It includes a 3-piece bathroom, spacious open space, dedicated laundry room, and plenty of storage. Step outside to a newly refinished rear deck overlooking the expansive backyard, perfect for entertaining or relaxing. A storage shed provides additional space, while the extra-long double-wide driveway offers ample parking. Whether you're a first-time buyer, down-sizer, or simply searching for a beautifully finished home in an unbeatable location, this exceptional Winona bungalow offers the perfect blend of modern comfort, convenience, and a serene natural setting.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,528/mo
Mortgage $2,823
Monthly Loss $2,786
Principal$743
Interest$2,080
Property Tax$330
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-7.9%1
5-Year IRR
9.4%31
10-Year IRR
10.1%
Returns Index
16.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,840/yr
NOI
$21,993/yr
Net Cash Flow
-$990/mo
Cash Margin
-35.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.658
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo45
Risk Index
23.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 220 Winona Road

Time

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Data last updated within the past 24 hours.