61 HIGHLAND Avenue, St. Catharines

$850,000
61 HIGHLAND Avenue

$850,000

Price Change
81d
DetachedBungalow

61 HIGHLAND Avenue, St. Catharines

Total Monthly Obligation $4,306

Beds
2
Baths
2
Park
3
Sqft
1100-1500
DOM
81d
Score
15
Yield
3.0%
Cash on Cash
-11.8%
Cap Rate
2.0%
5Y IRR
6.4%
10Y IRR
7.5%
Property Type-Detached
MLS® Number-X13635236
Beds-2
Bathrooms-2
Size-1100-1500 sqft
Lot Size-50.1 × 120.22 ft
Listed on site-Aug 3, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$6,024 (2026)
Parking-4 - Detached
Basement-Full
Heating-Water (Electric)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Wall Unit(s)
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-30-60 DAYS
Neighbourhood-457 - Old Glenridge
Title-Residential Freehold

No agent assigned

LOCATION, CONVENIENCE AND A BEAUTIFUL VIEW! WHAT MORE CAN ANYONE ASK FOR. CLOSE TO ST. CATHARINES GOLF AND COUNTRY CLUB, MERIDIAN CENTRE ARENA, FIRST ONTARIO PERFORMING ARTS CENTRE, DOWNTOWN PUBS AND RESTAURANTS, THE NIAGARA WINE ROUTE, THE PEN CENTRE AND EASY HIGHWAY ACCESS. CONVENIENTLY CLOSE TO THE TRAIN STATION, BRUCE TRAIL AND THE BEST SCHOOLS IN ST. CATHARINES. COME VISIT AND ENJOY THE UNOBSTRUCTED VIEWS ACROSS THE ST. CATHARINES GOLF AND COUNTRY CLUB.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$680,000
Land Transfer Taxes$13,475
Legal Fees (Est.)
$
Total cash required for closing$184,975

Total Monthly Obligation

$4,306/mo
Mortgage $3,429
Monthly Loss $3,403
Principal$902
Interest$2,526
Property Tax$502
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.5%9
Cash-on-Cash
-15.6%0
5-Year IRR
3.4%7
10-Year IRR
5.6%
Returns Index
4.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,716/yr
NOI
$12,620/yr
Net Cash Flow
-$2,377/mo
Cash Margin
-110.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.312
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
18.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 61 HIGHLAND Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.