120 Stone Church Road W, Hamilton

$724,900
120 Stone Church Road W

$724,900

Price Change
71d
DetachedSidesplit

120 Stone Church Road W, Hamilton

Total Monthly Obligation $3,739

Beds
4
Baths
2
Park
4
Sqft
1100-1500
DOM
71d
Score
20
Yield
5.4%
Cash on Cash
-1.3%
Cap Rate
4.3%
5Y IRR
14.5%
10Y IRR
13.8%
Property Type-Detached
MLS® Number-X13675464
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-50 × 242 ft
Listed on site-Aug 13, 2026
Style-Sidesplit
Building Type-Detached
Age-51-99
Taxes-$5,279 (2026)
Parking-5 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-Above Ground
Facing-North
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Concrete Block, Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Gourley
Title-Residential Freehold

No agent assigned

Situated right in the heart of West Hamilton Mountain, 120 Stone Church Road West presents a great detached side split boasting an extraordinary 50 x 242.66-foot lot. The immense, deep backyard provides a private, oasis-like setting with an above-ground pool and endless space for outdoor living, entertaining, or future expansion. Inside, the functional multi-level layout features over 1,200 square feet of finished above-grade space awaiting your final touches. Boasting 4 bedrooms, 1.5 baths, a great side split layout, a large front driveway and a finished basement this home is waiting to sparkle. This property blends generous interior space with a spectacular, rare-sized lot just minutes from top schools, parks, shopping, and major transit routes.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$579,920
Land Transfer Taxes$10,973
Legal Fees (Est.)
$
Total cash required for closing$157,453

Total Monthly Obligation

$3,739/mo
Mortgage $2,924
Monthly Loss $2,970
Principal$769
Interest$2,155
Property Tax$440
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.2%2
5-Year IRR
10.7%41
10-Year IRR
11.2%
Returns Index
21.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,096/yr
NOI
$25,407/yr
Net Cash Flow
-$807/mo
Cash Margin
-24.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo41
Risk Index
23.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 120 Stone Church Road W

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.