85 Homestead Way, Thorold

$949,000
85 Homestead Way

$949,000

New
66d
Detached2-Storey

85 Homestead Way, Thorold

Total Monthly Obligation $4,869

Beds
4
Baths
5
Park
2
Sqft
2500-3000
DOM
66d
Score
16
Yield
3.9%
Cash on Cash
-8.6%
Cap Rate
2.7%
5Y IRR
8.8%
10Y IRR
9.3%
Property Type-Detached
MLS® Number-X13690078
Beds-4
Bathrooms-5
Size-2500-3000 sqft
Lot Size-40.13 × 100 ft
Listed on site-Aug 18, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,987 (2025)
Parking-4 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-BOLDT REALTY INC., BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-560 - Rolling Meadows
Title-Residential Freehold

No agent assigned

Beautiful, unique, over 3000 sq ft of finished space, 2 Storey house with no rear neighbours in fast developing area of Thorold. House offers open and bright concept on the main floor with walk out to the fully fenced, no rear neighbours, back yard. Large eat-in Kitchen w/granite countertop, Din Rm, Living Rm w/gas FPL, 2 pcs Powder Rm. on the main floor. Hardwood and ceramic flooring throughout the main floor. Oak staircase w/ iron railing leads to spacious 4 Bedrms , 3 Bathrms, 3 Walk-in closets and Laundry Rm area of the 2nd floor. Primary Bedrm with large and bright 5 pcs en-suite and spacious walk-in closet. 2 other Bedrooms also have Walk-in closets and share the 2nd Bathroom . A lot of storage and closets. Finished, large Basement w/ 3 pc Bathroom. Double car Garage and much more!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$759,200
Land Transfer Taxes$15,455
Legal Fees (Est.)
$
Total cash required for closing$206,755

Total Monthly Obligation

$4,869/mo
Mortgage $3,828
Monthly Loss $3,861
Principal$1,007
Interest$2,821
Property Tax$666
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.5%0
5-Year IRR
5.8%14
10-Year IRR
7.4%
Returns Index
8.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,600/yr
NOI
$20,453/yr
Net Cash Flow
-$2,124/mo
Cash Margin
-69.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.454
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
17.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 85 Homestead Way

Time

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