401 Wright Crescent, Niagara-on-the-Lake

$499,000
401 Wright Crescent

$499,000

Price Change
64d
Semi-Detached 2-Storey

401 Wright Crescent, Niagara-on-the-Lake

Total Monthly Obligation $2,679

HausQ Valuation Report
Beds
3
Baths
4
Park
2
Sqft
1100-1500
DOM
64d
Score
23
Yield
6.2%
Cash on Cash
1.8%
Cap Rate
5.0%
5Y IRR
17.0%
10Y IRR
15.8%
Property Type-Semi-Detached
MLS® Number-X13697608
Beds-3
Bathrooms-4
Size-1100-1500 sqft
Lot Size-30.02 × 75.46 ft
Listed on site-Aug 20, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$3,500 (2025)
Parking-3 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX GARDEN CITY REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-Decommissioned
Facing-North
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession--
Neighbourhood-107 - Glendale
Title-Residential Freehold

No agent assigned

Welcome to 401 Wright Crescent in Niagara on the Lake. This Semi-Detached home offers over 1400 sq ft, 3 bedrooms, 3 1/2 baths with an attached garage situated in a quiet desirable neighbourhood. The main floor offers a bright, open-concept living and dining area, along with a functional kitchen and living room overlooking the backyard. Upstairs features two comfortable bedrooms, a full bathroom plus a large primary bedroom with a walk in closet and private ensuite. The full basement offers a recreational room, a 3 piece bathroom and plenty of room for storage. Close To Royal Niagara Golf Club and Outlet shopping. Walking distance to Niagara College Campus. Easy access to the QEW. Now is the time to make this Your Niagara Home.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$399,200
Land Transfer Taxes$6,455
Legal Fees (Est.)
$
Total cash required for closing$107,755

Total Monthly Obligation

$2,679/mo
Mortgage $2,013
Monthly Loss $2,150
Principal$530
Interest$1,483
Property Tax$292
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.9%26
Cash-on-Cash
-4.2%3
5-Year IRR
12.4%53
10-Year IRR
12.5%
Returns Index
27.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,720/yr
NOI
$19,648/yr
Net Cash Flow
-$375/mo
Cash Margin
-14.7%0
Cash Flow Index
0.3/ 100
Risk Profile
Weight: 20%
DSCR
0.8115
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo61
Risk Index
31.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 401 Wright Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.