286 Dufferin Street, Central Elgin

$1,049,900
286 Dufferin Street

$1,049,900

New
58d
DetachedBungalow

286 Dufferin Street, Central Elgin

Total Monthly Obligation $5,173

Beds
6
Baths
3
Park
4
Sqft
1500-2000
DOM
58d
Score
15
Yield
3.4%
Cash on Cash
-9.5%
Cap Rate
2.5%
5Y IRR
8.1%
10Y IRR
8.8%
Property Type-Detached
MLS® Number-X13713158
Beds-6
Bathrooms-3
Size-1500-2000 sqft
Lot Size-62.36 × 141.51 ft
Listed on site-Aug 26, 2026
Style-Bungalow
Building Type-Detached
Taxes-$6,751 (2025)
Parking-6 - Attached
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 FIRST CANADIAN CORP
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Living Room, Natural Gas
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Belmont
Title-Residential Freehold

No agent assigned

A phenomenal custom-built bungalow offering over 3,500 sq. ft. of finished living space. Larger than it appears, this impressive 2011-built home features 4 bedrooms on the main level, plus two additional bedrooms in the fully finished lower level, making it ideal for growing families, multi-generational living, or those seeking exceptional flexibility. From the moment you arrive, you'll appreciate the oversized heated garage, complete with ample space for a workshop, lawn equipment, bikes, abundant natural light, plus a water hose and floor drain, perfect for washing vehicles year-round. The inviting covered front porch overlooks the beautifully landscaped corner lot and offers the perfect spot to enjoy your morning coffee.Inside, a spacious foyer welcomes you into a thoughtfully designed layout featuring rich hardwood flooring throughout the main level. Three bedrooms are situated near the front of the home, one offering direct bathroom access and a built-in Murphy bed for added versatility.The heart of the home is the stunning open-concept living area. The spacious living room showcases a cozy gas fireplace, built-in speakers, and large windows that flood the space with natural light. The chef-inspired kitchen is designed for entertaining, featuring a large eat-at island, built-in appliances, an oversized pantry, and seamless flow into the dining area with direct access to the backyard. Privately tucked away, the primary suite overlooks the backyard oasis and offers a walk-in closet along with a luxurious five-piece ensuite featuring a relaxing soaker tub. The separate garage entrance leads to the fully finished lower level, offering outstanding in-law suite potential. Here you'll find a spacious family room with a second gas fireplace, a full-sized kitchen with complete appliances, two additional bedrooms, and a full bathroom. Beautifully landscaped with mature trees providing exceptional privacy, this outdoor retreat features so much to enjoy!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$839,920
Land Transfer Taxes$17,473
Legal Fees (Est.)
$
Total cash required for closing$228,953

Total Monthly Obligation

$5,173/mo
Mortgage $4,235
Monthly Loss $4,058
Principal$1,114
Interest$3,121
Property Tax$563
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.1%0
5-Year IRR
5.3%12
10-Year IRR
7.0%
Returns Index
7.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,024/yr
NOI
$21,171/yr
Net Cash Flow
-$2,471/mo
Cash Margin
-82.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.423
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
16.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 286 Dufferin Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.