4 Barley Trail, Stirling-Rawdon

$639,900
4 Barley Trail

$639,900

New
59d
DetachedBungalow

4 Barley Trail, Stirling-Rawdon

Total Monthly Obligation $3,388

Beds
3
Baths
3
Park
2
Sqft
1100-1500
DOM
59d
Score
19
Yield
5.2%
Cash on Cash
-2.6%
Cap Rate
4.0%
5Y IRR
13.5%
10Y IRR
13.0%
Property Type-Detached
MLS® Number-X13713414
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-40.23 × 119.31 ft
Listed on site-Aug 25, 2026
Style-Bungalow
Building Type-Detached
Age-6-15
Taxes-$5,186.39 (2025)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Royal Lepage Proalliance Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Stirling Ward
Title-Residential Freehold

No agent assigned

Welcome to 4 Barley Trail, a beautifully designed custom "Sienna" bungalow located in the heart of Stirling. Built in 2020, this impressive home offers three bedrooms, three bathrooms, nine-foot ceilings throughout, and a bright, open concept layout created for comfortable everyday living and effortless entertaining. The spacious living and dining areas are enhanced by elegant tray ceilings and flow seamlessly into the stylish kitchen, featuring quartz countertops, a generous peninsula with bar seating, and patio doors opening onto the covered rear deck and private backyard. The oversized primary suite offers a walk-in closet and a beautifully finished ensuite with a custom glass shower. A welcoming foyer provides convenient access to the fully finished lower level, offering exceptional additional living space with excellent potential for an in-law suite, guest accommodations, home office, or family recreation area. Additional features include an HRV system, natural gas heating, central air conditioning, a covered front porch, and a double car garage with inside entry. Perfectly situated in the charming Village of Stirling, this exceptional home is close to local shops, restaurants, schools, the Heritage Trail, the Trent River, and Oak Hills Golf Course, while remaining approximately 20 minutes from Belleville and Trenton.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$511,920
Land Transfer Taxes$9,273
Legal Fees (Est.)
$
Total cash required for closing$138,753

Total Monthly Obligation

$3,388/mo
Mortgage $2,581
Monthly Loss $2,709
Principal$679
Interest$1,902
Property Tax$432
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.7%1
5-Year IRR
9.6%33
10-Year IRR
10.3%
Returns Index
17.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,396/yr
NOI
$20,370/yr
Net Cash Flow
-$884/mo
Cash Margin
-31.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo47
Risk Index
24.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4 Barley Trail

Time

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