25 Stevens Drive, Niagara-on-the-Lake

$685,000
25 Stevens Drive

$685,000

New
56d
Detached2-Storey

25 Stevens Drive, Niagara-on-the-Lake

Total Monthly Obligation $3,499

Beds
5
Baths
4
Park
2
Sqft
1500-2000
DOM
56d
Score
21
Yield
5.6%
Cash on Cash
-0.2%
Cap Rate
4.5%
5Y IRR
15.4%
10Y IRR
14.5%
Property Type-Detached
MLS® Number-X13725456
Beds-5
Bathrooms-4
Size-1500-2000 sqft
Lot Size-49.08 × 76.01 ft
Listed on site-Aug 28, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$4,333.38 (2026)
Parking-4 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-MASTER`S TRUST REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick Front
Roof-Shingles
Foundation-Unknown
Sewer-Sewer
Possession-Immediate
Neighbourhood-107 - Glendale
Title-Residential Freehold

No agent assigned

Welcome to 25 Stevens Drive, a spacious and versatile detached home in the desirable Glendale community of Niagara-on-the-Lake. Offering approximately 1,900 sq. ft. above grade, this thoughtfully designed home features 3+2 bedrooms, four bathrooms, a double garage and parking for four vehicles. The main floor is highlighted by a desirable primary suite with a walk-in closet and private four-piece ensuite. Bright living and dining areas, a fireplace, hardwood flooring and a well-appointed kitchen with breakfast space create a warm and functional setting for everyday living and entertaining. Upstairs are two generously sized bedrooms and a full bathroom. Newly renovated in 2025, the finished lower level provides exceptional additional living space, including a recreation room, secondary kitchen, two bedrooms and a full bathroom-ideal for extended family, guests, a home office or recreation. Additional features include a fully fenced backyard, carpet-free interior and convenient main-floor laundry. Furnace, central air conditioning and water heater updated in 2020; roof replaced in 2016. Minutes from Niagara College, the Outlet Collection at Niagara, parks, golf, schools and the QEW, with Niagara-on-the-Lake's wineries and Old Town just a short drive away. An outstanding combination of space, flexibility and location-ready for its next chapter.

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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$548,000
Land Transfer Taxes$10,175
Legal Fees (Est.)
$
Total cash required for closing$148,675

Total Monthly Obligation

$3,499/mo
Mortgage $2,763
Monthly Loss $2,772
Principal$727
Interest$2,036
Property Tax$361
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.2%2
5-Year IRR
11.5%46
10-Year IRR
11.8%
Returns Index
24.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,100/yr
NOI
$25,457/yr
Net Cash Flow
-$642/mo
Cash Margin
-20.2%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7713
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo45
Risk Index
25.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 25 Stevens Drive

Time

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