2518 Nagle Road, Hamilton Township

$849,000
2518 Nagle Road

$849,000

New
49d
DetachedBungalow

2518 Nagle Road, Hamilton Township

Total Monthly Obligation $4,225

Beds
3
Baths
3
Park
4
Sqft
1100-1500
DOM
49d
Score
18
Yield
4.7%
Cash on Cash
-3.9%
Cap Rate
3.7%
5Y IRR
12.5%
10Y IRR
12.2%
Property Type-Detached
MLS® Number-X13744594
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-137.8 × 209.65 ft
Listed on site-Sep 4, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,099.87 (2025)
Parking-8 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Re/Max Hallmark First Group Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Electric, Natural Gas
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Septic
Possession-TBD
Neighbourhood-Baltimore
Title-Residential Freehold

No agent assigned

Welcome to Baltimore! Set on a beautifully landscaped, tree-lined lot just minutes from Cobourg and Hwy 401, this well-maintained all-brick bungalow offers over 2,500 sq. ft. of finished living space, exceptional flexibility, and impressive outdoor amenities. The bright main level is designed for comfortable everyday living, featuring a spacious living room, formal dining area, sun-filled eat-in kitchen, 2 bedrooms, and 3 full bathrooms, including a private 3-piece ensuite off the primary bedroom. The thoughtful layout offers great flow for both entertaining and family life, while large windows fill the home with natural light. Downstairs, the finished lower level provides incredible additional living space with a large family room, separate rec room, den or potential 3rd bedroom, convenient 2-piece bathroom, laundry area, abundant storage, and a relaxing sauna-perfect for unwinding after a long day. Whether you're accommodating guests, working from home, pursuing hobbies, or simply looking for room to spread out, this versatile lower level offers endless possibilities. Step outside to enjoy a private backyard retreat surrounded by mature trees and established landscaping. The expansive deck creates the perfect setting for summer barbecues, morning coffee, or relaxing evenings, while multiple storage sheds provide plenty of space for tools and seasonal equipment. A rare bonus for car enthusiasts, hobbyists, tradespeople, or entrepreneurs, the property features both an attached double garage and an impressive detached 30' x 20' workshop/garage-ideal for projects, storage, recreational vehicles, or home-based business needs. Combining small-town charm, generous living space, and outstanding utility both inside and out, this is a fantastic opportunity to enjoy peaceful Northumberland living, just minutes from amenities, schools, and commuter routes.

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$
$
(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$679,200
Land Transfer Taxes$13,455
Legal Fees (Est.)
$
Total cash required for closing$184,755

Total Monthly Obligation

$4,225/mo
Mortgage $3,425
Monthly Loss $3,323
Principal$901
Interest$2,523
Property Tax$425
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.2%1
5-Year IRR
9.1%30
10-Year IRR
9.9%
Returns Index
16.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,600/yr
NOI
$26,040/yr
Net Cash Flow
-$1,255/mo
Cash Margin
-38.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
20.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2518 Nagle Road

Time

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