1548 Mineral Springs Road, Hamilton

$1,449,000
1548 Mineral Springs Road

$1,449,000

New
44d
Detached2-Storey

1548 Mineral Springs Road, Hamilton

Total Monthly Obligation $6,916

Beds
4
Baths
3
Park
10
Sqft
2000-2500
DOM
44d
Score
20
Yield
5.3%
Cash on Cash
-0.8%
Cap Rate
4.4%
5Y IRR
15.0%
10Y IRR
14.1%
Property Type-Detached
MLS® Number-X13759024
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-149.75 × 310.83 ft
Listed on site-Sep 9, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,349 (2026)
Parking-12 - Attached
Basement-Full, Walk-Up, Partially Finished
Heating-Baseboard (Electric)
Brokerage-RE/MAX HALLMARK REALTY LTD.
Cooling-Central Air, Wall Unit(s)
Laundry-No
Fireplace-Living Room
Pool-None
Facing-South
Exterior-Board & Batten
Roof-Metal
Foundation-Poured Concrete
Sewer-Septic
Possession-Flexible
Neighbourhood-Rural Ancaster
Title-Residential Freehold

No agent assigned

Escape to the quiet beauty of country living amid views of nature in every direction. Tucked away in a peaceful setting, this beautifully updated 3 + 1 bedroom home offers the perfect balance of tranquility and modern comfort-where every season can be enjoyed from the comfort of home.The exterior of the home has experienced a thoughtful transformation, including extensive landscaping, and the inside has been renovated throughout including the addition of stunning natural pine flooring, creating warmth and timeless character. At the heart of the home is a redesigned kitchen with top-end appliances and moveable butcher block island. The charming three-season sitting room ('25) and expansive new deck invite you to slow down, unwind, and soak in the beauty that surrounds you. The unique loft bedroom (added '25) above the garage offers incredible flexibility-ideal as a private guest retreat (w/ Murphy bed), home office, creative studio, or peaceful escape. All bathrooms have been updated and a new 3 piece bathroom was added to the 2nd floor. The primary suite is calming and serene with ample closet space and a stunning 4 piece ensuite. Adding to the home's unique character, both the primary and 2nd bedrooms feature their own loft spaces-inviting retreats that offer endless possibilities. The lower level offers a 4th bedroom with walkout access to the rear yard. Whether you're enjoying your morning coffee, hosting family and friends, or simply taking in the peaceful views, this is a cottage-like home has been curated to reconnect you with nature. Geo thermal heating and cooling. Driveway and Amish-built shed ('25). Idyllic rural setting just a short drive from Ancaster & Dundas conveniences. Close to tails and Conservation area. Peace. Privacy. Nature. Welcome home. Room sizes approximate.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,159,200
Land Transfer Taxes$25,455
Legal Fees (Est.)
$
Total cash required for closing$316,755

Total Monthly Obligation

$6,916/mo
Mortgage $5,845
Monthly Loss $5,378
Principal$1,538
Interest$4,307
Property Tax$696
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.6%3
5-Year IRR
11.9%49
10-Year IRR
12.0%
Returns Index
25.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$76,200/yr
NOI
$55,731/yr
Net Cash Flow
-$1,201/mo
Cash Margin
-18.9%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7914
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo22
Risk Index
17.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1548 Mineral Springs Road

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