19465 Opeongo Line, Madawaska Valley

$499,900
19465 Opeongo Line

$499,900

New
42d
Detached2 1/2 Storey

19465 Opeongo Line, Madawaska Valley

Total Monthly Obligation $2,498

Beds
3
Baths
1
Park
4
Sqft
1500-2000
DOM
42d
Score
25
Yield
6.0%
Cash on Cash
3.2%
Cap Rate
5.3%
5Y IRR
18.1%
10Y IRR
16.7%
Property Type-Detached
MLS® Number-X13777356
Beds-3
Bathrooms-1
Size-1500-2000 sqft
Lot Size-105 × 105 ft
Listed on site-Sep 11, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$1,281 (2026)
Parking-4 - Detached
Basement-Full, Partial Basement
Heating-Forced Air (Propane)
Brokerage-ROYAL LEPAGE TEAM REALTY
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Wood, Wood Stove
Pool-None
Facing-South
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-570 - Madawaska Valley
Title-Residential Freehold

No agent assigned

A unique commercial/residential opportunity on Main Street in Barry's Bay, offering excellent visibility, and exceptional curb appeal. An impressive covered front porch creates an inviting first impression and strong street presence, while the location alongside established shops and businesses provides valuable vehicle and pedestrian exposure. Whether you're looking for a home, a business location, an investment or a property that can combine all three there is plenty of flexibility here. The layout is particularly well suited to a live/work setup. The main floor includes a living room, dining room and kitchen which is adaptable space for a shop, studio, office, salon, wellness space or other permitted commercial use. Upstairs, the second floor features three bedrooms, keeping private living quarters comfortably separated from the main-floor space. Continue to the spacious third-floor loft, an unexpected bonus that could serve as a second living room, home office, creative studio, guest space or additional bedroom. The backyard may be the biggest surprise. Large fenced and beautifully established with mature apple trees, it provides a wonderful private outdoor space rarely expected from a Main Street property. Use it as a family-friendly backyard with room for children and pets, create gardens and outdoor entertaining areas, or explore the potential for a spa, wellness or intimate event space where permitted. Located within walking distance of Barry's Bay shops, restaurants, cafés and everyday amenities, this property puts you right in the center of the community while providing substantial residential space and a remarkable backyard of your own. With commercial/residential potential, three bedrooms plus a third-floor loft, Main Street exposure, an outstanding front porch and a fenced backyard, this is a practical and versatile property for a buyer who wants more options from one address. VTB Possible. Showings by Appt. 48 hr irrv please.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,498/mo
Mortgage $2,016
Monthly Loss $1,968
Principal$531
Interest$1,486
Property Tax$107
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.2%29
Cash-on-Cash
-2.8%4
5-Year IRR
13.4%61
10-Year IRR
13.3%
Returns Index
31.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
25/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,000/yr
NOI
$21,219/yr
Net Cash Flow
-$248/mo
Cash Margin
-9.9%1
Cash Flow Index
0.7/ 100
Risk Profile
Weight: 20%
DSCR
0.8818
LTV Ratio
80.0%18
Vacancy Buffer
3.8 mo66
Risk Index
34.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 19465 Opeongo Line

Time

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