31 Whitburn Crescent, Crystal Bay - Rocky Point - Bayshore

$779,000
31 Whitburn Crescent

$779,000

Price Change
39d
DetachedBungalow

31 Whitburn Crescent, Crystal Bay - Rocky Point - Bayshore

Total Monthly Obligation $3,890

Beds
5
Baths
3
Park
4
Sqft
1100-1500
DOM
39d
Score
18
Yield
4.6%
Cash on Cash
-3.9%
Cap Rate
3.7%
5Y IRR
12.5%
10Y IRR
12.1%
Property Type-Detached
MLS® Number-X13780454
Beds-5
Bathrooms-3
Size-1100-1500 sqft
Lot Size-65 × 100 ft
Listed on site-Sep 14, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,467 (2026)
Parking-4 - Carport
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK JENNA & CO. GROUP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-South
Exterior-Stone, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-ASAP
Neighbourhood-7002 - Crystal Beach
Title-Residential Freehold

No agent assigned

**OPEN HOUSE Sat. Sept. 26th and Sun. Sept. 27, 2-4 PM!*** Welcome to 31 Whitburn, Crystal Beach. This beautifully updated home offers a flexible layout, fantastic outdoor space, and a fully finished lower level set up as an in-law suite with direct outside access! Step into a practical enclosed front entry providing an extra barrier from the cold during Ottawa winters. The bright, fully renovated, open-concept main floor brings together the kitchen, living and dining areas, highlighted by a beautiful grey stone wood-burning fireplace. The updated kitchen features stone countertops, a gas stove, built-in microwave/hood fan and plenty of cabinetry. The main level offers 3 bedrooms, including a spacious primary with several windows and an updated 2-pc ensuite bath. There is an additional updated full bathroom with stone countertops on the main floor. Step outside to a beautiful, private backyard with a large covered deck-perfect for relaxing or entertaining. The fully finished basement is bright, spacious and open, offering 2 additional bedrooms, a full kitchen with new appliances, backsplash and generous cabinetry, plus a stunning full bathroom with stone counters and tub/shower combination. A lower level shared laundry room is conveniently accessible to both levels. The home also features lots of parking, and a carport with extra storage area. With 5 bedrooms in total, 3 bathrooms and a versatile lower-level setup, this home offers incredible flexibility for extended family, multi-generational living or buyers looking for additional space.

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$623,200
Land Transfer Taxes$12,055
Legal Fees (Est.)
$
Total cash required for closing$169,355

Total Monthly Obligation

$3,890/mo
Mortgage $3,142
Monthly Loss $3,063
Principal$827
Interest$2,315
Property Tax$372
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.4%1
5-Year IRR
9.0%29
10-Year IRR
9.8%
Returns Index
15.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,168/yr
NOI
$23,584/yr
Net Cash Flow
-$1,177/mo
Cash Margin
-39.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
21.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 31 Whitburn Crescent

Time

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Data last updated within the past 24 hours.