95 Adelaide Street S, London South

$374,900
95 Adelaide Street S

$374,900

New
39d
DetachedBungalow

95 Adelaide Street S, London South

Total Monthly Obligation $2,079

Beds
3
Baths
1
Park
2
Sqft
700-1100
DOM
39d
Score
26
Yield
6.8%
Cash on Cash
4.7%
Cap Rate
5.6%
5Y IRR
19.3%
10Y IRR
17.7%
Property Type-Detached
MLS® Number-X13782854
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-40 × 115 ft
Listed on site-Sep 14, 2026
Style-Bungalow
Building Type-Detached
Taxes-$2,300 (2025)
Parking-2 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-SAKER REALTY CORPORATION
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexibly
Neighbourhood-South I
Title-Residential Freehold

No agent assigned

Welcome to 95 Adelaide Street S., a beautifully maintained and updated 3-bedroom, 1-bath bungalow. This detached home is the perfect opportunity for first-time buyers looking to enter the market or investors searching for a smart addition to their portfolio. Step inside to a bright and cozy living space featuring modern flooring and fresh finishes. The newly renovated kitchen (2025) is both stylish and functional, offering plenty of prep space for home cooks and entertainers alike. The main floor is complete with 3 bedrooms and a 4 piece bathroom. Downstairs, the basement offers endless potential, complete with a full waterproofing system (2023), sump pump, and a separate side entrance. Whether you're dreaming of a finished rec space, an income-generating unit, or an in-law suite, this lower level is ready for transformation with peace of mind. Additional updates include new soffits, fascia, and eavestroughs (2025) and a recently painted front porch with new stairs. Outside you'll find a fenced, landscaped backyard - perfect for pets, kids, or relaxing weekends, parking for 3+ vehicles on a private driveway, and a covered front porch. Situated within walking distance to Victoria hospital, and close to parks, schools, shopping, downtown, and transit. Dont miss your chance to own this turn-key property in a growing neighbourhood book your private showing today!

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$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$299,920
Land Transfer Taxes$4,099
Legal Fees (Est.)
$
Total cash required for closing$80,579

Total Monthly Obligation

$2,079/mo
Mortgage $1,512
Monthly Loss $1,681
Principal$398
Interest$1,114
Property Tax$192
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.3%30
Cash-on-Cash
-2.5%4
5-Year IRR
13.8%63
10-Year IRR
13.7%
Returns Index
33.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
26/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$25,524/yr
NOI
$16,172/yr
Net Cash Flow
-$165/mo
Cash Margin
-7.7%1
Cash Flow Index
1.0/ 100
Risk Profile
Weight: 20%
DSCR
0.8919
LTV Ratio
80.0%18
Vacancy Buffer
4.6 mo78
Risk Index
38.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 95 Adelaide Street S

Time

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