1068 Niagara Stone Road, Niagara-on-the-Lake

$940,000
1068 Niagara Stone Road

$940,000

New
38d
Detached2-Storey

1068 Niagara Stone Road, Niagara-on-the-Lake

Total Monthly Obligation $4,468

Beds
4
Baths
3
Park
4
Sqft
1500-2000
DOM
38d
Score
17
Yield
3.9%
Cash on Cash
-6.0%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.9%
Property Type-Detached
MLS® Number-X13786646
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-200.03 × 223.22 ft
Listed on site-Sep 15, 2026
Style-2-Storey
Building Type-Detached
Taxes-$3,617.27 (2025)
Parking-6 - Detached
Basement-Finished, Finished with Walk-Out, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Aluminum Siding, Metal/Steel Siding
Roof-Asphalt Shingle
Foundation-Other, Concrete Block
Sewer-Septic
Possession-FLEX
Neighbourhood-102 - Lakeshore
Title-Residential Freehold

No agent assigned

ONE ACRE WITH STUNNING VINEYARD VIEWS, A MASSIVE FOUR-CAR GARAGE/BARN, AND A FULL BASEMENT IN-LAW SUITE - all just minutes from the heart of Niagara-on-the-Lake.Heading into one of the most desirable towns in Canada, this beautiful character-filled two-storey farmhouse offers the kind of lifestyle buyers dream about - peaceful country living with breathtaking vineyard and rolling countryside views from virtually every window, without the burden of maintaining a sprawling estate.Lovingly maintained and beautifully cared for, this home is packed with warmth, charm, and flexibility. The thoughtfully designed layout offers incredible versatility, including a fully separate finished basement in-law suite - ideal for multigenerational living, guest accommodations, short-term rental potential, or additional income generation while enjoying the main home for yourself.Outside, the massive four-car garage/barn is a game changer. Whether you're a car enthusiast, hobbyist, contractor, collector, or simply someone who needs serious storage for toys, tools, or equipment, this space opens the door to endless possibilities.What makes this property especially rare is the combination of peaceful rural beauty and unbeatable convenience. You get the serenity of country life on approximately one acre, while being just minutes to world-class wineries, championship golf, incredible dining, Old Town Niagara-on-the-Lake, shopping, and everything this iconic destination has to offer.A truly unique opportunity to own a lifestyle property with character, income potential, and one of the most picturesque settings in Niagara wine country.

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%
%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$752,000
Land Transfer Taxes$15,275
Legal Fees (Est.)
$
Total cash required for closing$204,775

Total Monthly Obligation

$4,468/mo
Mortgage $3,792
Monthly Loss $3,470
Principal$998
Interest$2,794
Property Tax$301
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.0%1
5-Year IRR
7.7%22
10-Year IRR
8.8%
Returns Index
12.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,128/yr
NOI
$25,298/yr
Net Cash Flow
-$1,684/mo
Cash Margin
-54.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
19.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1068 Niagara Stone Road

Time

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Data last updated within the past 24 hours.