4 McNeil Street, Strathroy-Caradoc

$865,000
4 McNeil Street

$865,000

New
36d
Detached2-Storey

4 McNeil Street, Strathroy-Caradoc

Total Monthly Obligation $4,290

Beds
4
Baths
3
Park
2
Sqft
2000-2500
DOM
36d
Score
17
Yield
4.2%
Cash on Cash
-5.8%
Cap Rate
3.3%
5Y IRR
11.0%
10Y IRR
11.0%
Property Type-Detached
MLS® Number-X13803552
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-12.2 × 37.63 ft
Listed on site-Sep 17, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$5,110 (2025)
Parking-4 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 FIRST CANADIAN CORP
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick Veneer, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Mount Brydges
Title-Residential Freehold

No agent assigned

Welcome to 4 McNeil Street nestled in a wonderful family neighbourhood. Located in a premium lot backing onto green area. The open concept main floor boasts 9" ceilings, hardwood and ceramic tile flooring and a designer kitchen with quartz countertops, tile backsplash, large island, and pantry. Flowing seamlessly into the great room with fireplace and bright dining area that opens to a rear deck. Upstairs, the spacious primary suite offers a walk-in closet and luxurious 5-piece ensuite with double sinks, soaker tub, and walk-in shower, along with three additional bedrooms and a full bath. The unfinished basement provides excellent development potential for a future family room and a bathroom. Additional highlights include a covered front porch, striking two-storey foyer, hardwood staircase, convenient man floor laundry. Enjoy the walk through nearby Lion's Park trail. Short drive to HWY 402, London, Strathroy, and community amenities.

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$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$692,000
Land Transfer Taxes$13,775
Legal Fees (Est.)
$
Total cash required for closing$188,275

Total Monthly Obligation

$4,290/mo
Mortgage $3,489
Monthly Loss $3,372
Principal$918
Interest$2,571
Property Tax$426
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.0%1
5-Year IRR
7.8%22
10-Year IRR
8.8%
Returns Index
12.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,600/yr
NOI
$23,330/yr
Net Cash Flow
-$1,545/mo
Cash Margin
-50.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo35
Risk Index
19.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4 McNeil Street

Time

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Data last updated within the past 24 hours.