14 Ameer Drive, St. Catharines

$699,900
14 Ameer Drive

$699,900

Price Change
32d
DetachedBacksplit 4

14 Ameer Drive, St. Catharines

Total Monthly Obligation $3,625

Beds
4
Baths
2
Park
4
Sqft
700-1100
DOM
32d
Score
19
Yield
5.1%
Cash on Cash
-2.6%
Cap Rate
4.0%
5Y IRR
13.5%
10Y IRR
13.0%
Property Type-Detached
MLS® Number-X13808674
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-50 × 130.04 ft
Listed on site-Sep 21, 2026
Style-Backsplit 4
Building Type-Detached
Age-51-99
Taxes-$5,122 (2026)
Parking-5 - Attached
Basement-Finished with Walk-Out, Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-BOSLEY REAL ESTATE LTD.,
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-437 - Lakeshore
Title-Residential Freehold

No agent assigned

Welcome to 14 Ameer Drive, St. Catharines. Located in a fantastic North End neighbourhood just moments from Lake Ontario, this well maintained four level backsplit offers a comfortable layout, thoughtful improvements and plenty of space for the whole family. The main floor welcomes you with refreshed flooring, newer windows and an abundance of natural light. The inviting kitchen features stainless steel appliances, quartz countertops and a gas stove, creating a functional and stylish space for everyday living and entertaining. The upper level offers three generous sized bedrooms, each with newer windows, along with newer bedroom doors and trim. A beautifully refreshed four piece bathroom completes this level. The lower level is designed for both relaxing and everyday living, featuring a spacious recreation room with a gas fireplace and a walkout to the rear yard and beautiful deck. A versatile office space on this level could easily serve as a fourth bedroom, depending on your needs. A convenient three piece bathroom adds further functionality. The basement level provides plenty of additional storage, a dedicated laundry area, workshop space and a great cedar closet. Outside, enjoy a large private and fully fenced rear yard with a beautiful deck, perfect for relaxing, entertaining or enjoying time with family and friends. The attached single car garage provides convenient parking and additional storage. The home also features central vacuum, a new furnace, sump pump, reverse backflow valve and numerous improvements throughout. The location is hard to beat. Enjoy easy access to parks, excellent schools, public transit and bus routes, while being just minutes from Lake Ontario. Shopping, highway access and everyday amenities are all close by, with the Niagara Wine Route and Niagara on the Lake just a short drive away. A great home in a great North End location, offering the space, flexibility and improvements today's buyers are looking for.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,625/mo
Mortgage $2,823
Monthly Loss $2,882
Principal$743
Interest$2,080
Property Tax$427
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.5%1
5-Year IRR
9.8%34
10-Year IRR
10.4%
Returns Index
18.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,868/yr
NOI
$22,659/yr
Net Cash Flow
-$935/mo
Cash Margin
-31.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo43
Risk Index
23.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 14 Ameer Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.