11 Gull Crescent, Kawartha Lakes

$799,000
11 Gull Crescent

$799,000

New
32d
DetachedBungalow

11 Gull Crescent, Kawartha Lakes

Total Monthly Obligation $3,910

HausQ Valuation Report
Beds
2
Baths
1
Park
5
Sqft
700-1100
DOM
32d
Score
16
Yield
3.3%
Cash on Cash
-9.3%
Cap Rate
2.6%
5Y IRR
8.3%
10Y IRR
8.9%
Property Type-Detached
MLS® Number-X13808878
Beds-2
Bathrooms-1
Size-700-1100 sqft
Lot Size-110 × 165.75 ft
Listed on site-Sep 21, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,750 (2025)
Parking-5 - None
Basement-Crawl Space
Heating-Forced Air (Propane)
Brokerage-CV Real Estate
Cooling-None
Laundry-No
Fireplace-Wood Stove
Pool-None
Facing-East
Exterior-Wood
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Septic
Possession-Flexible
Neighbourhood-Somerville
Title-Residential Freehold

No agent assigned

Escape to Four Mile Lake with this inviting 4-season lake house, perfectly positioned on the tranquil shores of one of the regions most picturesque lakes. This well maintained property offers modern comfort, natural beauty and exceptional lakefront living. Set on 110 feet of pristine east-facing frontage with a shallow, family-friendly entry. The property also includes 2 additional bunkies available for guest use. The main cottage features two comfortable bedrooms, an open concept living and kitchen area with a dining area surround by windows with stunning lake views. Year-round comfort is provided by electric baseboard heating, a propane heater, a wood-stove, ceiling fans and portable fans. Outdoor living is a highlight with a direct-line BBQ, patio dining set, a sandy beach and a private dock offering effortless access to the lake. Thinking this property would be a great income generated when you are not able to use? You are correct...proven rental income comes with this property and detail can be shared!

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Closing Costs

Mortgage Amount
$639,200
Land Transfer Taxes$12,455
Legal Fees (Est.)
$
Total cash required for closing$173,755

Total Monthly Obligation

$3,910/mo
Mortgage $3,223
Monthly Loss $3,062
Principal$848
Interest$2,375
Property Tax$313
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.3%0
5-Year IRR
5.2%11
10-Year IRR
6.9%
Returns Index
7.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,760/yr
NOI
$15,834/yr
Net Cash Flow
-$1,903/mo
Cash Margin
-85.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.413
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
20.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 11 Gull Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.