105 Bagot Street 314, Guelph

$325,000
105 Bagot Street 314

$325,000

New
31d
Condo Apartment1 Storey/Apt

105 Bagot Street 314, Guelph

Total Monthly Obligation $2,177

Beds
1
Baths
1
Park
1
Sqft
600-699
DOM
31d
Score
20
Yield
6.7%
Cash on Cash
-3.2%
Cap Rate
3.9%
5Y IRR
13.0%
10Y IRR
12.6%
Property Type-Condo Apartment
MLS® Number-X13812724
Beds-1
Bathrooms-1
Size-600-699 sqft
Listed on site-Sep 22, 2026
Style-1 Storey/Apt
Building Type-Condo Apartment
Taxes-$1,823.18 (2026)
Maintenance-$514/mo
Locker-Exclusive
Parking-1 - Surface
Basement-None
Heating-Forced Air (Gas)
Brokerage-Coldwell Banker Neumann Real Estate
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Stucco (Plaster)
Possession-flexible
Neighbourhood-Junction/Onward Willow
Title-Residential Condo & Other

No agent assigned

Welcome to Unit 314 at 105 Bagot Street, a sun-filled sanctuary in Guelph's vibrant Junction community where affordability meets effortless, modern style. Tucked into a quiet, meticulously maintained building with a warm neighbourhood feel, this 638-square-foot, one-bedroom, one-bathroom gem offers an exceptional opportunity for first-time buyers, downsizers, or savvy investors. Step into a pristine, carpet-free interior bathed in an abundance of natural light. Modernized in 2017, the fully updated kitchen boasts gleaming granite countertops, fresh paint, a modern refrigerator, and a newer stove. The design features a functional breakfast bar peninsula, perfect for pulling up a few stools for casual dining or morning coffee. Year-round climate control and daily comfort come standard thanks to an updated air flow system installed in 2017 that provides both central heating and central air. Enjoy the ultimate everyday luxury of in-suite laundry, eliminating any trips to a shared laundry room. When it is time to unwind, step onto your private balcony through convenient double access from both the bedroom and living room. Here, peaceful views of mature, towering trees replace typical views of parking lots, creating a quiet backdrop for your evening breeze. Convenience extends far beyond your front door. The unit includes an assigned parking space, an exclusive basement storage locker, and condo fees that cover water, building maintenance, and snow removal for total peace of mind. Located just steps from local shopping, groceries, and transit lines, everything you need is right at your fingertips. Turn-key, stylish, and remarkably low-maintenance, this home truly shows like a dream and is ready for its next owner.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$260,000
Land Transfer Taxes$3,350
Legal Fees (Est.)
$
Total cash required for closing$69,850

Total Monthly Obligation

$2,177/mo
Mortgage $1,311
Monthly Loss $1,832
Principal$345
Interest$966
Property Tax$152
Condo Fees$514
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.7%27
10-Year IRR
9.8%
Returns Index
14.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$21,912/yr
NOI
$9,330/yr
Net Cash Flow
-$533/mo
Cash Margin
-29.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
4.4 mo76
Risk Index
33.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 105 Bagot Street 314

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.