62 Cosby Avenue, St. Catharines

$329,900
62 Cosby Avenue

$329,900

New
31d
DetachedBungalow

62 Cosby Avenue, St. Catharines

Total Monthly Obligation $1,896

HausQ Valuation Report
Beds
3
Baths
1
Park
3
Sqft
700-1100
DOM
31d
Score
53
Yield
9.2%
Cash on Cash
14.9%
Cap Rate
7.8%
5Y IRR
27.7%
10Y IRR
24.9%
Property Type-Detached
MLS® Number-X13813838
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-40.09 × 95.2 ft
Listed on site-Sep 22, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$2,289.22 (2026)
Parking-3 - None
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Immediate
Neighbourhood-445 - Facer
Title-Residential Freehold

No agent assigned

A great opportunity to make this 3-bedroom home your own! Conveniently located minutes from QEW access, walking distance to schools &parks and close to the Kiwanis Aquatic Centre, shopping and everyday amenities. Home Inspection report available - 2026. Updates include ahigh-efficiency furnace, central air, some windows and electrical wiring. The backyard offers great potential for own deck and backyard bar - setup the BBQ and enjoy the fall weather! Affordable, conveniently located and full of potential - priced at $329,900!

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$
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$263,920
Land Transfer Taxes$3,424
Legal Fees (Est.)
$
Total cash required for closing$70,904

Total Monthly Obligation

$1,896/mo
Mortgage $1,331
Monthly Loss $1,546
Principal$350
Interest$981
Property Tax$191
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
6.2%53
Cash-on-Cash
6.5%29
5-Year IRR
21.1%94
10-Year IRR
19.7%
Returns Index
59.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeC
53/ 100
Poor•Caution

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,420/yr
NOI
$20,589/yr
Net Cash Flow
$385/mo
Cash Margin
15.2%51
Cash Flow Index
50.9/ 100
Risk Profile
Weight: 20%
DSCR
1.2954
LTV Ratio
80.0%18
Vacancy Buffer
4.9 mo83
Risk Index
51.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 62 Cosby Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.