226 Delhi Street, Guelph

$765,000
226 Delhi Street

$765,000

New
31d
DetachedBungalow

226 Delhi Street, Guelph

Total Monthly Obligation $3,814

Beds
5
Baths
2
Park
4
Sqft
700-1100
DOM
31d
Score
18
Yield
4.4%
Cash on Cash
-4.8%
Cap Rate
3.6%
5Y IRR
11.8%
10Y IRR
11.6%
Property Type-Detached
MLS® Number-X13815724
Beds-5
Bathrooms-2
Size-700-1100 sqft
Lot Size-54 × 114 ft
Listed on site-Sep 22, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$4,244 (2026)
Parking-4 - None
Basement-Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REAL ESTATE CENTRE INC.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flex
Neighbourhood-General Hospital
Title-Residential Freehold

No agent assigned

Welcome to 226 Delhi Street, a turn-key bungalow in the highly desirable General Hospital neighbourhood, offering exceptional versatility with a finished 2-bedroom basement in-law suite. Ideal for first-time buyers, investors, or downsizers, this well-maintained home offers comfortable living, functional spaces, and excellent income potential. This property was completely renovated inside & outside in 2021 including, new roof, siding, main level windows, insulation, and electrical. The main level features a spacious living/dining room, beautifully renovated kitchen with stainless steel appliances and quartz countertops, three generous bedrooms, an updated 5-piece bathroom, and convenient main-level laundry. The bright lower-level in-law suite features its own private side entrance and an abundance of natural light from numerous above-grade windows. The suite offers two bedrooms, an updated kitchen with stainless steel appliances, a 5-piece bathroom, separate laundry and a separate hydro meter. Outside, enjoy generous private side and rear yards, offering plenty of space for relaxing, entertaining, or enjoying the outdoors. Parking for up to 4 vehicles adds further convenience. Ideally located close to transit, shopping, Riverside Park, and a wide range of everyday amenities, this versatile property is an excellent opportunity for those looking for a move-in-ready home with added flexibility and potential.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$612,000
Land Transfer Taxes$11,775
Legal Fees (Est.)
$
Total cash required for closing$166,275

Total Monthly Obligation

$3,814/mo
Mortgage $3,086
Monthly Loss $3,002
Principal$812
Interest$2,274
Property Tax$354
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.3%1
5-Year IRR
8.3%25
10-Year IRR
9.3%
Returns Index
13.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,924/yr
NOI
$21,788/yr
Net Cash Flow
-$1,270/mo
Cash Margin
-44.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo41
Risk Index
21.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 226 Delhi Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.