123 John Street, Kawartha Lakes

$676,000
123 John Street

$676,000

New
30d
Detached2-Storey

123 John Street, Kawartha Lakes

Total Monthly Obligation $3,314

Beds
3
Baths
3
Park
5
Sqft
1500-2000
DOM
30d
Score
19
Yield
4.4%
Cash on Cash
-4.1%
Cap Rate
3.7%
5Y IRR
12.3%
10Y IRR
12.0%
Property Type-Detached
MLS® Number-X13817268
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-56 × 189 ft
Listed on site-Sep 23, 2026
Style-2-Storey
Building Type-Detached
Taxes-$2,551.43 (2025)
Parking-6 - Detached
Basement-Unfinished, Partial Basement
Heating-Forced Air (Propane)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block, Stone
Sewer-Septic
Possession-TBD
Neighbourhood-Woodville
Title-Residential Freehold

No agent assigned

Welcome to your TURN-KEY retreat in the heart of the Kawarthas! Set in the charming community of Woodville, this beautifully updated modern farmhouse offers the perfect blend of country character, thoughtful upgrades, and peaceful rural living.Step inside to discover engineered hardwood flooring, updated baseboards, custom wainscotting, a beautifully appointed custom kitchen, and a striking newer staircase showcasing quality craftsmanship throughout. Large windows frame unobstructed views of rolling farmland, creating a serene backdrop and a wonderful sense of privacy.Enjoy the tranquility of country living while remaining just minutes from golf courses, marinas, conservation areas, and everyday amenities. A garage with workshop provides excellent versatility, while the unfinished basement offers additional space and future potential to suit your needs.Surrounded by nature and picturesque countryside, this move-in-ready home delivers the space, style, and setting you've been looking for. Roof, propane furnace & A/C (2020, per previous listing).

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$540,800
Land Transfer Taxes$9,995
Legal Fees (Est.)
$
Total cash required for closing$146,695

Total Monthly Obligation

$3,314/mo
Mortgage $2,727
Monthly Loss $2,597
Principal$718
Interest$2,009
Property Tax$213
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-8.8%1
5-Year IRR
8.7%27
10-Year IRR
9.5%
Returns Index
14.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,988/yr
NOI
$19,938/yr
Net Cash Flow
-$1,065/mo
Cash Margin
-42.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
24.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 123 John Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.