4543 Montrose Road, Niagara Falls

$537,000
4543 Montrose Road

$537,000

New
30d
DetachedBacksplit 4

4543 Montrose Road, Niagara Falls

Total Monthly Obligation $2,890

Beds
4
Baths
2
Park
4
Sqft
1100-1500
DOM
30d
Score
23
Yield
6.3%
Cash on Cash
2.0%
Cap Rate
5.0%
5Y IRR
17.2%
10Y IRR
15.9%
Property Type-Detached
MLS® Number-X13817636
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-50 × 165 ft
Listed on site-Sep 23, 2026
Style-Backsplit 4
Building Type-Detached
Age-51-99
Taxes-$4,184 (2025)
Parking-5 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-EXP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas, Family Room
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-213 - Ascot
Title-Residential Freehold

No agent assigned

MORE THAN MEETS THE EYE! This 4 level backsplit sits on an impressive 50 x 165 ft lot in a central Niagara Falls location, offering plenty of space both inside and out. Step inside to a bright main floor with neutral finishes and plenty of natural light, featuring a comfortable living room that flows into the dining area and galley style kitchen with loads of cabinetry plus additional space for a breakfast nook or casual eating area. Upstairs, the primary bedroom features updated neutral carpeting and a patio door leading to a private covered deck with roll out awning, creating a great spot to enjoy your morning coffee or unwind at the end of the day. Two additional well sized bedrooms and a spacious 4 piece bathroom complete the upper level. The lower level offers a generous rec room with large windows, laminate flooring and a gas fireplace, along with a convenient 3 piece bathroom and direct access to the attached garage. Continue to the lowest level where you'll find a versatile fourth bedroom that could also serve as a home office, playroom or guest space, along with laundry, utilities and additional storage. Outside, the deep lot provides a beautiful backyard with plenty of room to enjoy, while the double wide driveway and attached garage offer ample parking. Conveniently located close to highway access, schools, public transit, shopping and everyday amenities. Notable updates include lower level windows (2020), garage door (2020), front door (2020), electrical panel updated within approximately the last 7 years, dishwasher (2025), window tinting on the front windows and patio door (2025), and exterior parging (2026)

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$429,600
Land Transfer Taxes$7,215
Legal Fees (Est.)
$
Total cash required for closing$116,115

Total Monthly Obligation

$2,890/mo
Mortgage $2,166
Monthly Loss $2,320
Principal$570
Interest$1,596
Property Tax$349
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.0%27
Cash-on-Cash
-3.8%3
5-Year IRR
12.7%55
10-Year IRR
12.7%
Returns Index
28.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,600/yr
NOI
$21,556/yr
Net Cash Flow
-$370/mo
Cash Margin
-13.2%0
Cash Flow Index
0.4/ 100
Risk Profile
Weight: 20%
DSCR
0.8316
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo56
Risk Index
30.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4543 Montrose Road

Time

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